I almost went to work one day last year without my shirt on. It was really early - about 5:30, and I had to be at work by 6 to help set up for a seminar. It was my birthday, so I was pretty grumpy about having to be at work at all, much less being forced to get there so early, plus wear a business suit. I was about half way to my car when I felt a really cold, cold breeze and realized I had forgotten to put my blouse on under my jacket.
The only other problem I’ve had with my clothing is not realizing I had a huge rip in the crotch of my favorite running shorts. I had just finished a long run and was sitting on the concrete in the park, stretching with the group I usually run with. I was sitting opposite one of the guys, stretching my groin by sitting with the soles of my feet pressed together, when he politely pointed out that he could see my aqua underwear through the enormous gaping hole in my shorts. I was really glad I was wearing underwear, because I often go commando because most of my running shorts have liners.