What’s amazing is how many people, when you tell them a story like this, will say ‘Well, it’s those kids’ fault that they didn’t take their library books back. They know better!"
Which is true, but doesn’t help. I think people who don’t work with children and who base their understanding of children mostly on their own recollection of being children often do not appreciate how distorted that memory is. Like when a 2 year old is misbehaving and people say "My mom never let me . . . " and of course, they have no idea what their 2-yr old self was permitted. They are remembering their 4 or 5 year old self, which is an entirely different thing.
In the same way, I think a lot of people, in their memory, were made to Take Responsibility as a kid, because those times that you had to, that your parents made you live with consequences really stand out. But there is a confirmation bias. You don’t remember the time they quietly paid your library fine or whatever. The other thing that happens when you have some resources is that consequences are mitigated–your parents pay the fine, but make you pay them back out of your allowance. Your parents make you pay the fine, but create bogus “chores” you can do. What you remember was that you had to take responsibility–your parents made you–but without their support, you wouldn’t have been able to.
Years ago, a friend of mine was talking about how, in her youth, her parents had made her skimp and save and use her own money to buy a video game she wanted. What was interesting is that it turns out her parents had subsidized it–she distinctly remembered that she had to earn $20, but others at the table knew the game was $50, having had one themselves. So her parents gave her a manageable goal and helped her reach it. She really did work, and really did struggle and she had every reason to be proud of it–but there was also behind the scenes support she didn’t even know about. I think this is a good metaphor for privilege in general, and I don’t know why some people find the discovery that they ought not take perfect credit for their own accomplishments as such a dire insult.