Have you started your own business?

Was it dificult? Rewarding? I’m looking into starting something with a friend that will require a bit of start-up capital. How did you come up with money? Also, what are the individual responsibilities of a business owner to the finances of his business (ie, what happens to my credit and such if the business goes under with outstanding loans)?

bump

So so sorry. I just can’t imagine there isn’t a single self-starter doper with words of wisdom to share.