I would like to ask my company if I can put my partner on our company’s health insurance. Is this a decision my company makes or is it up to the insurance company? I have a feeling that my company might actually say yes but I don’t know how this stuff works and would like to have my facts straight (ha ha no pun intended) before asking the boss. Does anyone know if partner benefits are available when you get into a Health Savings Account?
In a way, it’s both your company’s decision and the insurance company’s decision. If the insurer allows domestic partners to be added but your company doesn’t provide that benefit as part of its insurance package, then your partner cannot be added.
If your company said that you can add your partner but the insurer doesn’t offer DP coverage on your employer’s policy, then your partner cannot be added.
I’m not sure of the DP rules for HSAs.
Is there any way to find out which major insurance companies provide DP coverage?
Never mind my last post, I found the list of insurance companies in my state that carry DP benefits. I found out we are currently screwed at my company because we cannot change our insurance carrier this year due to the cost of moving a seriously ill spouse of a coworker to a new company being incredibly high.
I am trying to get my broker to look into an HSA but I don’t feel confident in asking the broker about DP benefits because I am in a very heterosexual and male dominated industry. My only hope is that HSA’s do have DP coverage.