Help me with a 'plan': it can be conservative, or outrageous, I don't care!

kambuckta:

I really think you need to discuss your financial situation for people to give good advice. In another thread you say:

And secondly, I am in a far more precarious financial position than any of the beneficiaries. I have never owned a home, I live week to week on government benefits (due to chronic health conditions) and I will probably be unable to return to work before retirement age (67 here in Aus).

Will all the government benefits (money, health insurance…) continue to pay if you reside outside Australia?

Personally I wouldn’t feel comfortable living outside my home country with the combination of chronic health problems and few financial assets at the age of 63 even if the cost of living was lower.