Turnabout is fair play…
‘When a dog bites a man, it isn’t news…’ 
It’s interesting that after five months of trying to get Bank of America to pay the homeowners’ legal fees, it only took one hour of being locked out of the bank for the manager to get them a check.
Can anyone say schadenfreude? I knew you could!
Seems that Bank of America tried to foreclose on a couple who owned their home outright. When the couple won in court, the judge ordered BoA to pay court and attorney fees. Which they didn’t do. The couple got an order of enforcement and went with deputies to seize BoA assets at a branch.
I know that banks foreclosing on fully paid for homes isn’t that common, but every time it happens, or every time any foreclosure error happens, if something like would occur, I bet banks would start actually paying attention to their foreclosure notices instead of just robo-signing everything.
Nicely done by the defense attorney. I’m amazed that BoA allowed it to go that far. Did they think the judge was not going to eventually enforce the judgment?
How would this happen? I understand the robo-signing problem, but how would this elderly couple’s home even get into the bank’s system? And when it did somehow, why would someone in the bank think that there was an outstanding mortgage that hadn’t been paid? And before filing a foreclosure, don’t they first send letters/call to try to get payment?
Getting even with a bank aka “the man” is a feel good story
Yes.
BoA has been yanking my chain, making it hard for me to open a account elsewhere, so I can use an account for “Y” dues.
Ain’t karma a BITCH!
Perfect justice. That attorney is awesome and so is the county sheriff who completely supported him in the foreclosure action. 
The bank probably was involved in some perfunctory way, and because most people don’t buy homes straight out with cash, that was overlooked.
I think he’s asking why the bank jumped straight to foreclosure and was generally so inept that they never noticed there was no mortgage involved.
Merged duplicate threads.
The sheriff was enforcing a court order which is his job. It’s not like he made a personal decision to go all vigilante for the Little Guy.
Of course, he was doing his job, but it was the attorney who decided on the “foreclosure” action, not the courts. The sheriff could have told the attorney to take it up with the judge.
Well, hell. And here I thought I’d looked. Thanks. twicks.
Now I’ll just sit in the corner and be embarrassed. :o
I would imagine that the previous owners had a mortgage with them, and BoA assumed that the new owners assumed the mortgage, and possibly the final payment on the previous mortgage may not have been registered, again leading BoA to assume that the mortgage was assumed then defaulted upon.
Attorney walks into the bank.
"I’m here to stick you up. And don’t bother calling for the cops.
They’re with me."
Thanks for the link!
The story is kind of short on details and this kind of had me wondering:
So did they just show up at a bank branch. I can’t imagine they actually showed up at BOA headquarters. And if so, how did they decide which particular branch to go to? BOA, after all, is a pretty big entity.
And would a branch manager have the authority to just hand over a big check like this? I would have loved to heard the calls he was placing to the home office when the sheriff showed up.