How can I ask my employer for more work without risking my job?

Hmm…our household is mostly full of Lego.

I’m not really qualified to address your personal issues, but career doesn’t have to be at the cost of family, wealth, and community.

I guess maybe my question is if your dream is to own a coffee shop or hostel or whatever, why wouldn’t you suck it up and try and earn as much as you can until you can put the capital together to actually do it? I don’t know if this is you, but I have an uncle who has a lot of talent but never really did anything professionally. He always had some “could of, should of, would of’s” about his ideals and childhood and whatnot. But I always felt he just used those as excuses to not do anything.

My mom (my uncle’s sister) was sort of the opposite as is my wife (because men tend to marry their mother I suppose). They tend be very driven by work almost to the exclusion of everything and everyone else. I think it comes from not growing up with money or something.

As any household should be! I just introduced my partner to them this year — her first time playing with Lego in almost 40 years of life, and she loves them now!

Absolutely. So far all my jobs have had some balance of those. They just often tend to lean more “community” than “wealth”, but I’m not exactly living in poverty either. Between my partner and myself, as two DINKers, I’d say we live a pretty good life! But neither of us have a realistic retirement plan, something that I’ve only recently started to remedy, with my first 401k and some money in a CD (certificate of deposit) while I learn about other investment vehicles, largely due to the help of this board (including many of your posts in the other threads).

In short, because my career & life trajectory was not very traditional. I was a high school dropout (but also eventual college grad), and I went from homeless to minimum wage to earning six figures in a little under a decade, really more due to luck and connections than anything I did. Along the way, nobody ever taught me basic household finance or anything about investment or retirement, so I had to start learning about them only very recently, mostly on my own, and only once I finally achieved some bare semblance of career and life stability… right in time for the country to implode, go figure.

It’s a dream, for sure, and something I’d love to work towards and have started saving for. Just not at the expense of the present (i.e. not FIRE or anything like it) because, frankly, I don’t know if there will be much of a future worth living in…

Heh, that’s absolutely fair criticism, and indeed sounds very much like my dad :slight_smile: My situation isn’t THAT bad, thankfully. I’ve done a few things I’m quite proud of, but nothing notable enough to share, and certainly nothing that my dad would’ve been proud of.

It all ultimately comes down to daddy and mommy issues, doesn’t it? Lol.

You’d think, right? Except my dad grew up in a middle-class merchant family while my mother was a literal farmer peasant (before bootstrapping her way into early IT). Yet it was her that had by far the more balanced life, the more fulfilling family life and relationships, outside hobbies, etc. — all while earning significantly more than my father, in a time and place where women were severely disadvantaged. I still don’t know what she ever saw in my dad…

My partner is like me — we’re both more just touch-feely, happy-go-lucky types who only very reluctantly and half-assedly participate in the vision of modern, responsible adulthood. We’re better off than some of our peers, worse off than others. Life isn’t perfect, but it’s quite good, and we’re thankful for what we have while also trying to be better planners about the future.

Unfortunately, financial planning that is based on the end of the world kind of leaves you screwed if the world doesn’t, in fact, end. And if the world does go to shit, I can think of few scenarios where you wouldn’t be better off having extra cash.

Modern, responsible adulthood is overrated. Still requires money though.

I think I figured out pretty early from my various crappy high school and college summer jobs that don’t pay very well that not having much money was kind of a shitty way of going through life.

I suppose I also don’t suffer from a debilitating idealism when it comes to wealth creation.

Heh, that’s a good way to put it. I once tried to negotiate my wages down for a contract job because I felt they were overpaying me… got in a fight with my co-contractor over it because he was worried it would impact his rate too.

But, all in all, I have enough. A little more than that, even, but I do need to be better about planning for the future. You’re right, whatever comes, having a bit more in the bank would still give us more agency. At the very least, it’d be a few more beers for the end of the world party :slight_smile: