How did my name get added as joint w my dad on bank acct?

In My Humble Opinion
1

Situation: dad is 93. Mom died 2yrs ago…one sister moved in with dad, and made herself power of atty, to pay bills, etc.

Problems:

Just b4 mom died, her sister died, an apparent my aunt had a lot in CDs, that my great aunt originated, and put my aunt as 1st level inheritor, my mom 2nd…or so that my understanding.

So mom cashed CDs and put in bank…also has several other bank accts.

Sister is a collosal bitch, curses dad daily. She is also a mega hoarder…her own house was razed by the city.

She refuses to open the books to me and other siblings.

So another sis tries to spy on opened mail, and photo bank statements. She told me, the one acct, that has mega $$ from CDs, is addressed to me and my dad. I have no idea how or when that could have happened. I do recall, the bitch sister, asked me to set that acct up for online banking…i did, then she changed the pin number…so either it picked up my name when i set it up, or dad did it in a recent will review with lawyer…sister was livid that lawyer said she wasnt allowed in mtg…none of us were.

So how could my name have been added as joint? And, am i gonna hafta pay huge taxes on it, only to have the bitch eventually take it?

Could we get her on elderly abuse, for the cursing, ranting, and mega hoarding? Evidence is her city sent her several summons yrs prior then tore her house down, with all her stuff still in it, after yrs of warnings…trust me, its worse than that tv show “Hoarders”. Dad was an engr, and military officer, both for 30 yrs, and is very tidy…his bedroom is spotless and in order. He tells us he just shuts his hearing aids off when she starts her vulgar ranting.

Im the only one to take dad on vacations, as well as to military air shows, several times a yr, sometimes 500 miles away. I would take him in, but i travel too much, and live alone in the country 4 hrs away.

If dad dies, do i get that bank acct directly? She would nvr have put me down as joint.

Also, i found 120k in e-bonds, long forgotten, that had reached matured in the late 1980s, and so they stopped earning interest…i borrowed them for a week to look up online what each serial number was worth…then i returned…she says she cant find them now…very possible, due to hoarding.

Several inquiries here, so any advice on any item is appreciated…thanks

2

Hoarding is almost certainly an elder abuse/neglect situation. At the very least, if your dad had a medical emergency, it’d be hell for an EMT team to get in - much less assorted issues with proper food preparation, bathroom facilities, bugs, rodents, etc.

3

Good Point. FYI, her hoarding killed my brother 4 yrs ago, while visiting

he tripped over mundane objects she always stores on both stairways, on every step…he tripped and tumbled all the way down. drove him to hospital, broken clavicle and other injuries…long stay in hospital, his digestive track backed up, and sepsis killed him.

I told her flat out her hoarding killed him…she said it had to be heart attack…i got the coroners report death cert and it said sepsis. I say that was ultimately caused by the fall, no evidence. Then 5 yrs ago, during major remodeling of parents house, contractors stated obvious: no way could any work begin without massive junk removal…we planned in weeks in advance, and the bitch didn’t even prep the house by decluttering the stairs, and I was the next to take a tumble down them…while carrying boxes of junk…no injuries…get this, bitch finally fell down then months later, passed out at bottom of stairs…refuses to believe she tripped over her own hoarding… no injuries.

My sisters are afraid of pressing charges of abuse, because she is power of atty, and could clear us out. I told them we need to photo evidence, and move forward with charges, because AFIK she is slowly draining the accts.

Back to the one huge bank acct, how did it get me as split acct holder with my dad (if that is indeed the case) sisters said it has both our names on it. How do I convince the good sisters that I honestly had no idea my name was listed on it, as well that I didn’t do that in a way to rake it all in.

What if I walked into bank, showed ID, requested new PiN number, then started transferring it all to me, then split with 3 good sisters later? Problem is, they only allow 10K per every X number of days, and that would take way too long, she would see the next months statements and go ballistic.

Note : the good sisters refuse to believe the bitch sister would cut all of us out of inheritance. They are only pissed about the hoarding and cursing at dad. It took a lot from me to get them to start taking photos of the opened bank statements. Only the bitch sister lives with dad.

Dad did a a lot of great things in his life…nazi’s shot his plane down, rode it to neutral country, bailed out…also he blasted the Nazi heavy water plants that were working on their atomic bomb…had back problems from that point on…I don’t want his last yrs to be stuck in hoarder hell, with the bitch cursing him daily.

4

also note: my sisters this week, when they photo’d the open statement, told me the balance…I recall what it was 5 yrs ago when I set up the online banking for it…and its very close…so she doesn’t seem to be siphoning funds from that one, at least. But that one is just one of many accts, albeit the biggest.

So maybe my 3 good sister are right…the bitch would not cut us out…but dad says she keeps asking him to put the house in her name.

And very possibly she did misplace the 120K in E-bonds…versus cashing them or renewing in her name.

5

maybe dad had that one big acct changed to my name and his, and locked it, in mtg with atty on will…Possible?