About $100.
Nothing but it is a high deductible plan with a $3000 deductible per year for me personally so it is almost like not having any insurance unless something goes badly wrong. I get a Health Savings Account with it that lets me take regular payroll deductions per paycheck to cover everything up to the deductible tax free however.
We pay $793 a month, or $9500 a year for the 2 of us. Blue Cross Blue Sheild, with ~$20 co-pay (haven’t had more than 5 Dr. appointments between the 2 of us in the last 3 years so I’m guessing this from long ago memory.)
It’s the only plan his employer offers.
It’ll go up to $225 a week, or $11,700 next year if we add his kid. [may be more than that, seems I remember it being greater than $12k a year.]
We put 30% down on the house we recently bought. Health care for the 3 of us is more than the mortgage every year.
the mortgage not adding in property taxes and insurance…
How could $10/hr wage earners possibly pay this amount for health insurance?
I just checked, and I pay $25 and change a paycheck for just myself, paid twice monthly (so ~$51 a month.)
I have a $0 deductible for in-network hospitals (which is basically all local hospitals (local being relative…it’s over a 100 mile range for some of them…)) and $500 deductible for out-of-network hospitals.
In-network visits are all fairly cheap co-pays…regular office visit $10, specialist is $20, ER is $50, outpatient surgery $100, in-patient stay is $250.
Dental is $0 from my paycheck, all paid for by employer. I get two regular checkups/cleanings per year, and one set of x-rays per year, $25 deductible…orthodontics and other dental procedures have a certain percentage that gets covered, from 50%-80% depending on the procedure, with a yearly out-of-pocket max of $2,500.
I’m single and paid every other month. Last year I paid $37.38 for medical and $8.60 for dental. This year it’s gone up to $39.69 for medical and still $8.60 for dental. This is decent insurance, but it has a copay and deductible. However, your wellness visits are at $0, so annual physical, mammograms, etc. are covered outside the deductible. The maximum out of pocket expense is capped at $2000.
StG
I pay 50% ($306.00) of my monthly premium ($612.00), single, medical coverage only. It’s going up this month by at least $100.
My co-pays are $50 for doctor, $100 for ER, and covered prescriptions are tiered $10/$30/$50.
I pay $2.50 a paycheck. I am very lucky.
My own medical and dental is paid for by my company. To add my family would be prohibitively expensive - something on the order of $1000 a month for the high deductible plan, $1200/month for the better one. Luckily, my wife has reasonably affordable coverage for herself and my stepson, and my ex’s insurance covers my kids.