Only when I have a check that isn’t direct deposit. Maybe 3 times a year.
I usually hit the ATM about once every two or three weeks. Normally, I take out 300 bucks and that lasts me a while. I use my ATM card almost everywhere I go, so don’t have a lot of need for cash.
Cash is king. I bartend once a week so I usually have a couple hundred bucks on hand, either in my wallet or on my dresser, and therefore rarely use the ATM. If I don’t work or have a spending spree I’ll go to the ATM and take out a couple bills because I feel naked and insecure without cash on me. That’s pretty much it, emergency money and vacations are the only time I need to make a withdrawal. Were I to stop bar tending, stopping my ready cash supply, I’d certainly hit the ATM once a week or so just to keep my wallet properly dressed.
Every couple of months. I like to have $50-$100 in my wallet just in case but I almost always use a credit card. I get checks from my health account for co-pays and deposit them every couple months and take withdraw $100 at the same time. I have about $300 in various checks that have been lying around for a few weeks so it’s time for me to stop one of these days on the way home from work.
ETA: I was in Taiwan for most of December and it’s predominantly a cash society which I have trouble getting used to. I’m anal and like to keep track of all my expenses which is easier with statements unless I write all my cash purchases down. Plus I rack up points with the card.
I think I last went to one about 30 years ago. I don’t like the things. It is a machine. I perfer people.
Hijack
Why do people ask these type of questions? Is someone compiling a database of all the members and their answers?
EOH
NOYB
I have never used one for personal purposes.
I have used them maybe 20 times to get cash advances for work travel.
Never.
Ever.
and hopefully…Forever.
Every few days. My hatred of cash is trumped by my love of cash-only dive bars. 
Every couple of days, perhaps. £10 or £20 at a time, I never like to carry more cash than I need. I’ll top my mobile phone up there, too.
Not as much as I used to; time was I did several times a week. Until last year, my bank allowed me free withdrawals from any local ATM from whatever other bank (basically not passing to me whatever was the processing fee they were charged). But then the local megabank (Banco Popular) that essentially controls the ATM network in PR decided to adopt the model by which a fee of $2 would be added to** my** withdrawal from **my ** account. So now I only go to my own bank’s machines in order to have cash on hand (like others have said: mighty useful to have!) and I do so in $100-to-$200 increments about once a week to every 10 days depending on the level of petty expenses.
I’m a bit surprised at the number of people who manage to go nearly or completely cashless. I’d love to, and already buy most of my “stuff” online or with a credit card, even groceries, but still have to hit the ATM for $200 every two weeks or so, to be able to buy food (breakfast and lunch) during the work week.
Around here, most delis and whatnot don’t take credit cards, or else have a $10 or $20 minimum that isn’t met by just three egg whites onna roll and a cuppa joe. And definitely not the street vendors who sell hot dogs, or felafel and schwarma on rice and whatnot (another favorite lunch option).
Same thing for the guy at the newsstand, the shoeshine guy, the pizza or other takeout food delivery guy, etc. My dry cleaners don’t take credit cards, either. Nor do taxis in NYC, though I’ve read that that may change in the near future (or have changed in the near past).
Their margins are so low, and the typical transaction so cheap, that it really doesn’t make sense for them to take credit cards given the costs involved and the fees they’d have to pay. And of course, how would a shoeshine guy or a food delivery guy take a credit card anyway?
The form of payment I never use any more is writing a personal check, on paper. In general I can pay in cash or credit card in person, or use a credit card or PayPal online. All my utility bills are paid online, as are things like magazine subscriptions, membership renewals and even parking tickets. My wife writes checks to pay for our children’s day care and after-school programs, because they double as a receipt, but that’s about it.
Sadly, for some of us lunch is a sandwich made in the morning and eaten in a rush, sometimes while driving. So yeah, my occassional transactions are similarly for the few situations where I can’t use a card, such as the pub, a bus fare, etc.
And I’m with you on cheques - I haven’t owned a cheque book for about five years.
Ditto.
I only use cash for the sudden and unexpected need to catch a taxi which sometimes happens 8 or 10 times a week or sometimes not at all. A ride anywhere within one zone is $7.50 so a ten spot covers that nicely, and credit cards are awkward in that situation.
I’m married and deemed discretionarily unworthy, so I get a couple of c’s a week out for for groceries, etc.
One thing I wonder is if people realize that in some cases, they’re often getting charged at both ends of the transaction (ATM bank + your bank) and that when you take out $20, you may very well be paying something approaching a 20% surcharge. :eek:
I’ve often wondered this, as well, but I’m not paranoid enough to keep from posting in these threads.
Not here, thankfully. Most major banks dropped all their charges for use of other machines some years ago, after a huge bout of bad publicity showing that they were charging up to £2.50 in fees when the real cost to them was about 30p. (There is a new generation of ATMs which are privately-operated, in small shops, pubs, nightclubs, etc., but their charges have to be spelt out on-screen prior to the transaction being completed.)
Yes.
- Goes to Lanzy’s record - ticks ‘troublemaker’ box*
Some months once a month, some months once every few days. It depends on a lot of different things.
2-3 times a week, although lately more often. I wait tables, so 99% of my income is cash, and after a bad experience not depositing it right away after work (it was stolen,) I try to make it a habit to go to the ATM after I get out of work to deposit my money (it’s late at night and the bank is always closed, so ATM it is.)
I rarely use it to take money out, though.