Wait a minute, wait a minute, wait a minute. I think we’re losing sight of the original premise. It wasn’t nuclear holocaust - it was Y2K, right? We’re not talking about massive loss of life - we’re talking “modern society breaks down when the power and communications go out.” Something like what happened in Florida when Hurricane Andrew came through.
So, January 1st, 2000 - at the stroke of midnight, all the lights go out (plus the heat if you have electric heat), all phones, computers, televisions, traffic lights stop working. For the sake of argument, let’s say these things can’t be repaired.
So you wake up the next morning and the power’s out, and it’s cold. The fridge is out and whatever’s in there is getting warm. You can’t use the electric stove or the microwave. No phone, no TV - you try to get news on the radio.
You can’t get any money from the bank ATM, the bank isn’t open, and it’s unclear when - or if - it will be. You can’t use any credit cards because the machines that read them don’t work. Let’s assume with the banks closed you can’t get anyone to accept your checks.
You can use your car, truck, motorcycle as long as the tank is full (Do service pumps require electricity? If so, you could gas up your car until the service station tank goes dry.). Then you’re gonna walk or ride a bike.
Milk a cow? Why? Do you have one? Grow crops? It’s January. You check to see what non-perishable food items you have on hand. Guess you’re going to have to loot a store by the end of the week, if there’s anything left. You’re the person who has trouble complaining about bad service. Just imagine how crazy other people are going to be. At least you’re level-headed. Wonder what’s going on down at the hospital? Hope nobody gets hurt.
Probably the National Guard or the Army or somebody will be along to distribute food and make sure things don’t get out of hand. Will there be mail delivery?
Not sure how far you want to take this scenario. Eventually of course the computers would be repaired. But imagine if you had to abruptly change to a candle-burning, hunting-gathering-trading, go to bed with the sun, horse-drawn 19th century lifestyle.
Feel free to continue my premise. There are no massive deaths, but lots of looting, especially in big cities. After a while you can’t get from place to place quickly and easily, and communication is all done face-to-face (maybe you get some news on the radio, but you’re trying to preserve the batteries). Possibly your job no longer exists, so your days are free to do what you need to keep warm and fed. And then…