I could use a God right now!

Damn! Hurricane Ivan, hereafter known as “Ivan The Terrible” is heading our way. Due to a dispute with my insurance company over an error in their billing I have not been able to renew our home insurance. Damn, damn!

I wish I believed in God, I can sure use some help now. :frowning:

Damn, damn, damn!

Mail them a certified check via Registered Mail as a provable attempt to renew your insurance. If they refuse to accept it because of their error, a lawyer can make something of that in the case (non-existent-God forbid) that you need to make a major claim.

It’s worth a try.

If there is a God, then it hates Florida so maybe it’s best not to believe in one.

In God’s defense, Disney World is in Florida.

That would be an interesting court case, God vs Disney.
A similar thing happened to my brother regarding whether he was covered for floods and then a flood came. It took two years, but it finally all worked out.

God doesn’t stand a chance. :smiley:

Actually Florida is the only credible proof I’ve seen so far that God does exist. :smiley:

I have called my insurance company three times already, I guess they are trying to have me renew my insurance AFTER my home has been flattened out by the hurricane. Bastards :mad:

I will just tied a long string to the roof and the satellite dish so I can find them afterwards.

Or maybe since it’s Memorial Day they are all off of work.

Either Memorial Day got a lot longer, or it’s Labor Day. :slight_smile:

Sorry to hear about your news. Wish there was somethiing I could do to help.

Sending supporting thoughts your way.

I am not in the US. Does that explain the god-hate? :dubious: :wink:

Damn, I meant god’s hate. See what I tell you.

You might want to try calling whatever government agency deals with insurance issues. I believe Florida passed an emergency law that bars insurance companies from cancelling home policies effective from 8/15 to 10/15 (something like that). Maybe you have something similar or can get some guidance since it’s a billing dispute and not non-payment altogether.

Best of luck.

Finally, I got THE call. They accepted that they had overcharged me and I will transfer the payment in the evening. 48 hours before the hurricane is expected to come for my roof :slight_smile:

That is much better, but I would prefer than any non-existant God would just take Ivan away

Just ourt of curiosity, I always heard the most homeowners policies do not cover Hurrican damage and that you have to get a Hurricane Clause in the Insurance for a boatload of money. Is there any truth to this?

Dear God, sorry for the typos:

Just OUT of curiosity, I always heard THAT most homeowners policies do not cover HURRICANE damage and that you have to get a Hurricane Clause in your policy. This clause is reported to be very expensive. Is there any truth to this?

Having been through a couple of hurricanes in the past – David and Hugo, both in '78 IIRC – I am not overly concerned with personal property damage. A broken window or three, some flooding (especially if you live at ground level), a flying dish and things of that nature, will no doubt hit your wallet, but odds are very good to great that they won’t imperil your life to any significant degree. Scary as hell, no doubt, but as long as you have a solid roof over your head, you’ll make it.

OTOH, living as I do, in the same country as MightyGirl, and hoping not to come off as overly pious, if there is indeed a god (or many), I’d be asking him/them to look out for the downtrodden that constitute the largest segment of this society. The ones that live in zinc-roofed shanties, for if a hurricane hits, they’ll be the ones flying/floating along with the rest of the debris. Why just a few months ago torrential rains alone killed close to a thousand such people living along the Haiti border. Add hurricane force winds hitting populated areas and the catastrophe could be of epic proportions.

At any rate, button down the hatches, stay safe, and while we’re waiting for the gods to take care of us, I say we tell everyone we know to turn on their fans and point them in the opposite direction of Ivan. May as well take advantage of the improved electrical supply situation. :slight_smile:

Silly, I know, but likely as effective as waiting for The Big Guy in The Sky to interfere on our behalf.

For the record, Hugo was in '89.

And it landed in Charleston, SC.

Please, I wouldn’t trust buttons. Even way up here where we at best get 60mph winds I’ve seen canvas tops on boats secured by buttons getting ripped off by the wind.

Its far better to batten down the hatches. :slight_smile:

Calm down dear. There will be no hurricane as I just paid my insurance. That’s how it works, it only rains if I am not carrying an umbrella.

I know what you mean, as I personally know way too many people whose lives will be in peril if a hurricane hits us, I am more concerned about them than about my dish turning into a giant frisbee. However, one can help others better if one is not wondering where exactly part of one’s roof landed (our terrace doesn’t have a concrete roof). According to all predictions Ivan The Terrible will enter by Jimaní, precisely the area where nearly a thousand Dominicans where drowned in a flood not long ago. Cruel, huh?

As I mentioned before, I am not in the US. And I have my insurance policy right in front of me and in the list of things it covers it reads (among many other things): “Ciclón, Huracán, Tornado y Manga de Viento”. The first three are not neccessary to translate, the last one I don’t know what it is, not even in Spanish, but I am glad I am covered for *that * too.