About the only thing you didn’t do wrong was drive a Lincoln Navigator (I’m only giving you that one because they’re legal if incredibly horrible SUVs)
There was a lot about your claim that didn’t make sense:
Why 2 tvs in one car? (not just in there, but wired in the car for use!)
If it’s your car, why does Colorado show someone else as the owner?
If it’s your car, why doesn’t the bank who has the loan on it know who you are?
If you had $20,000 in stereo equipment in the car, why don’t you have any receipts? And why can’t you tell me what store you bought the stuff at?
I’m sorry to hear that the thief wrecked your car, that’s just awful. Say, that’s a really nasty gash yiou have on your head. You’d better get that looked at.
If the car was stolen, and you have all the keys like you say, how did they steal it without breaking & defeating the steering column?
What’s that? No, I’m sorry. The damage to the car exceeds it’s market value. It’s definitely a total loss. Yes, that’s very gracious of you to ask only $10,000 for necessary repairs to the car, but the value is almost twice that–I’d really rather buy the car from you. In fact, I insist. Yes, that *does *mean you’ll need to get a salvage title, that’s the law of the land. No, you big silly, I won’t just cut you a check for $10,000 and call it even.
What’s that? You’ll get a lawyer? Well, if you want to that’s your deal. He’ll just charge you a bunch of money to tell you what I just told you for free.
Oh, by the way–This is Steve. He’ll be your claim rep for the remainder of this claim. You see, there is a lot about this claim that is … confusing. It would be best for everyone if just one person sees it to its end.
:Later:
Well. Looks like we have a lot of answers now. It appears that, despite your initial story to us about the car being stolen from a grocery store parking lot, that the Police seem to think they were the first to inform you that they found it in the wee hours of the morning–earlier that day and the driver was seen running from the car! And it seems that he had the same blood type as you, there was a sufficient sample conveniently left in the car. Do you have an evil twin?
What’s that? We spent way too much money investigating your claim, and so you’d be happy with settling for just $5,000 as a total loss settlement? I don’t fucking THINK SO! How about you get nothing, and you also get to pay for the lamp post you murdered because, you see, when you materially misrepresent the facts of a loss, you void the claim.
Fuck yourself. Maybe your attorney will give you a break on your bill when he finds out he was representing you on a fraudulent claim.
