You don’t have to use a big-name company.
My dad has been a financial advisor for 35 years. He now has his own small company with himself, two or three brokers, and two or three support staff. He basically handles his clients’ portfolios based on each client’s needs and desires. He’s got little old ladies with old pension payments and he’s got millionares who ride the stock market. He’s a licensed stock broker, and also has connections with banks, insurance companies, mutual fund companies, and pretty much every other way anyone would want to invest money. He charges lower fees and commissions than the Charles Schwabs and the Prudentials, he gives each client a more personalized approach (he knows every one of his hundreds of clients’ phone numbers by heart), and he’s not under pressure from a gigantic faceless conglomerate to sell certain products that a client does not need. He will often have a new client come in (or at least he did when he was still taking new clients) and talk with him for an hour, and in the end, tell the guy “You don’t want me. With your outlook and goals, you should just put it all in a bank,” whereas the guy at Merrill Lynch will say “Sir, our company has the perfect product for you!”
But he’s working at capacity, and takes new clients only on referrals. And he’s 1000 miles away from you. The point here is that the companies with the flashy commercials aren’t the only option, and there is a way to get the advice and help you need while supporting your local economy.