I have a Google Docs spreadsheet setup to track all my bills going out a year. I use it to see what will happen if I overpay a few loans (will I still be in the black a few months down the line). I use it in conjunction with a checking account that is only used for bills and that has a set payroll deposit.
Anyway, I just moved into a new place and my expenses have increased. But I also paid off a loan, so it shouldn’t be an issue with some adjustments.
But my spreadsheet kept showing red a few months down the road, making me think I’d have to cut back on my debit account used for fun, gas and food.
Not a big deal, but kinda worrisome, as I do love going out and such.
Then this morning I noticed an error with the spreadsheet. Turns out a formula was using the wrong column every 5th week, meaning any deposit on that fifth week was ignored!
So, it turns out that I ‘found’ chunk of money and now have no more red. Even better, my year end balance is better than I anticipated.
What a great feeling to start the day!