Too bad you couldn’t find the room where they teach you to reorder checks before running out. Then the mean old bank wouldn’t have charged you $5 for a check. You should probably pit a teacher for that.
Unfortunately, I agree with **Oakminster[/b[ for the most part. Citibank isn’t in the check printing business. They provide checking accounts and then they hook you up with an actual check printing company that can give you checks with rainbows, or teddy bears, or you favorite football team right there on the front. Hell, print them out at home on your computer for all they care. Lots of people do. It is the consumer’s responsibility to find a source for their checks after that. In case you do screw up and run out, they provide a service for a (very reasonable in my opinion) fee of $5. They don’t want people to use them as a check printing company so they set the fee that dissuades that. Some banks have a slightly different view of the matter and will do more things for free, That is why we are allowed to change banks whenever we want in this country. In any event, it is up to the account holder to make sure that he/she has enough checks to go through life and there are other sources besides CitiBank if you need replacement ones at any time.
To be fair, it was my first attempt at the patented 2-Step Oakminster Drive-by Technique. I’ll keep practicing.
They say imitation is the sincerest form of flattery. Thanks, Sugartits.
My guess was wrong, and it was only a guess. You just seemed to get extra-shitty Citibank Employee of the Month. Sometimes, these people can’t see the forest because the trees keep getting in the way.
It sure is! Incidentally, is there a specific retarded chimpanzee you’re carrying a torch for, or do you just admire them as a group?
Ooh…G brings the beastiality. 4/10. You can do better than that. Take your time. I’m going to bed. Nitey-nite.
I think that’s the most sensible thing I’ve read from you today.
I hope you’re feeling better tomorrow.
Yeah, beastiality is so post #25. Sure, it was killer stuff back then, but Giraffe needs to keep up with the times.
Hardcore? Wait a minute… you’re the one on the right. You are so totally hardcore!
I might have to steal this.
I’ll give it a nine out of ten, including a bonus point for the mock sincerity.
I’m with those who suggested handing over cash and asking for a receipt. But then again, it is my personal mission to not pay one red cent in service charges to the bank. I’ll drive 5 miles to go to an ATM in my bank’s network.
Moving out of the way of the various streams of urine from the pissing contests, I’d say the OP have a valid beef. And, since I seem to be one of those that nearly always turn a PIT thread back upon the OP, I guess it must be valid. 
“What’s in your wallet?” Not your crappy rip-off shit, that’s for sure. I dropped their CC like a shot after they started giving my friend a hard time about his CC- it seems like there was an erroneous charge. Well, that charge put my friend over limit. So, his % went from 4.9 to 21%, and with late fees and overlimit fees every statement. Sure, they fixed the erroneous charge, and took off the late fees, but they never would bring the interest back down or remove the overlimit fees. (“But you were over your limit.” "Well, yes, but that’s because of the erroneous charge. " “Well, even when I back that charge out, you were still overlimit” “Yes, but that’s because of your overlimit charges and late fees”. “Well, you were overlimit”- repeat ad nauseaum. They still claim he owes them almost $500! :eek: )
I banked with Bank of the West, and they insisted on a 24 hour “hold” for both cashiers checks and Fed checks. Even when I had enough balance to cover. So, I left. That was some 12 years ago.
I currently bank with WF. Although I know some here have had problems with them, I find that since I have a moderately large balance with them, my main problem is not being able to manuever very well with their lips on my ass.
Other than them always asking me if I want to try their on-line services, we get along just fine. So far.
I also have an account with UBOC, which is fine.
Wow, the OP sure has a great sense of entitlement. People make mistakes frequently, and often these mistakes have consequences. Your consequence was to pay $5 for ONE gasp check! Instead of sucking it up, you are now whining about how even though you screwed up, the bank is at fault for charging you a fee that they would charge any other customer. Then, when they treat you like any other customer, you whine about the fact that you didn’t get special treatment because you have sooooooooooooooooo much money in your account. And if you did indeed give the teller a hard time, then shame on you. The person behind the counter doesn’t set the fees and very rarely are they allowed to waive them. I certainly wouldn’t waive it for a pompus asshole who, despite having six digits in their bank account, whines about having to pay a $5 fee.
IMO, if they wanted to charge $100 for a temporary check, I wouldn’t have a problem with it. It’s called capitalism, and while I don’t agree with some aspects of it, it’s how our society is run. Fork up, or get lost.
This is not about “entitlement” it’s about having a business relationship with a company, where they (follow this difficult concept, if you can) provide banking services. The bank isn’t doing DragonAsh a favor, or moving heaven and earth to get him out of a bad spot, it’s providing a service for a customer. Why is it “entitlement” to expect to pay a reasonable fee for a simple service?
If the bank wants to charge outrageous fees to their customers for services that, by their nature, are impossible to shop around for, they deserve a pitting. You can’t treat your customers like marks and expect them to be satisfied with your service.
There’s absolutely no reason that running out of checks needs to be a situation that involves “consequences” in the form of ridiculous bank fees. I already have a mother, and the bank isn’t it. If they want to treat me like a child, and punish me for my mistakes, I’ll give my money to a bank that treats me like an adult customer instead.
I see this consequence as a “real world consequence”, although you are free to disagree. This is not some arbitrary punishment they doled out because you did something wrong. Forgetting to order checks isn’t a bad thing, but to get more checks, you have to order them online, or you if you need one ASAP, you can go down to the bank and pay $5 for it.
You and the OP (and others) may think it’s unreasonable to pay $5 for a piece of paper; I think it’s a necessity for preventing inattentive cheapskates from taking advantage of the bank
And also it goes to show that the OP had know idea about his own checking account policy, in which EVERY single bank has. If he had read up on his checking account requirements, it would have spelled out the fee of $5 of temporary checks, along side the checking interest rates, minimum balance requirements, ect…
.
Taking advantage? Cheapskates? We’re talking about a customer requesting a standard and trivial banking service from their bank. The post office and check cashing places sell money orders (at a profit) for less than a dollar, there’s no reason to think Citibank can’t do the same with a temporary check. If you make a profit on the transaction, I don’t think you can claim to be a victim of some sort.
There is only one reason they charge $5, and it’s not to prevent being taken advantage of . It’s because DragonAsh can’t go to the post office or any other place to get a temporary check for his account, he can only get it from Citibank. Citibank is the one taking advantage, not the other way around.
I work for a bank. We often get whining morons complaining about a $1 fee for using another banks ATM. Most of those people have 6 digit bank balances.
In my experience, anything that is a special service from the bank has a fee. Getting a cheque book, getting a ATM card, getting your credit card replaced if you lost it are all free. They are not considered special services.
If you want to cancel a cheque, there is a $10 fee. Why? Because I have to fill out three forms and then have my manager check the form. I am suprised it is not a $20 fee.
Bank’s moronic customer buys a cashiers cheque to buy a car. He is flying from Melbourne to Adelaide to buy the car. Moron notices on Saturday night that the cheque has wrong spelling for the payee. Rings the call-centre at 5.00pm Saturday to complain. He is flying Sunday to Adelaide to get the car. Wants us to change the cheque.
I told him that only the bank branch he got it at could change it. Moron starts screaming his head off at me that he is flying to Adelaide the next day. There is no point screaming at me. How can I change a bank cheque over the phone.
I asked the moron did he check the cheque when he received it.Moron says he told the bank teller the correct spelling. “Yes, but why did you walk out of the bank without looking at the cheque?”