I'm getting bloody sick of Account Services!

Miscellaneous and Personal Stuff I Must Share
1

The jack-holes that refer to themselves as ‘Account Services’, and who offer reduced interest rates on credit cards are really becoming annoying. First, they call my mobile phone. That phone is for friends and family only – and they rarely call me on it. Second, the phone is listed on the National Do Not Call Registry. Third, when they say to press ‘1’ to speak to an agent, the call cuts off. How can I tell them to stop calling me if I can’t speak to anyone? Of course I file an online complaint every time, but from what I’ve been able to find out they’ve been doing this for years.

So today my phone rings, and I see an 823 area code. (That’s a fake area code, BTW.) I decide to press ‘1’ just for kicks. Amazingly, someone answers. I tell the guy ‘Put me on your Do Not Call list, and never call this number again.’ He says something I didn’t catch, so I asked him to repeat. He said, ‘You heard what I said, you bitch-ass nigger!’ At that point I hung up, and called the FTC to file a verbal compaint.

I’m normally a non-violent person. But if something horrible happened to these people and company, I think I’d dance a little jig in celebration.

2

The first presidential candidate to declare a National War on Account Services is going to win in an overwhelming landslide. We should be using every aspect of our national power – wiretaps, IRS records, Predator drones – to put these fuckers out of business.

3

I’ve started taking their calls, and telling them whatever they need to hear so that I can keep them on the line as long as possible. I want to waste as much of their time as possible before they catch on to what I’m doing.

I try to be intentionally vague about dollar amounts I owe, how many credit cards, what the interest rates on them, etc, giving them numbers I pull out of thin air. It usually lasts until they ask for a credit card number “So that they can verify the information”. Then I try asking them why they need that, or tell them the credit card # is BR-549. Or I’ll sound sleepy, drunk, stupid, etc, and ask them to repeat what they said several times. It makes them as angry as Johnny sounded, which makes me very happy indeed.

4

Though I have a ton of work to do, I couldn’t help seeing what I could find. There’s a post on this site where a guy claims to have done a Public Records search in Florida (where the company apparently is). I’m going to spoiler-tag his post since it it long. At least one of the addresses listed in the Public Record is a public library.

5

I’ve reported them many times to state and federal agencies for violating the DNC list, but all I get back are form letters from the gov. saying that they do not have the power to stop the group.

6

Some day, the USA will rise to the level of Nigeria, where there is actually a law against scamming. But until then, scammers in the US will have perfect immunity from any law enforcement efforts to stop them. Rachel at Crecit Card Services has been calling me at least every week for more than five years. I phoned 911 to report this, and was told to go online ang file a complaint with an agency. I’ve done that at least 20 times, and have yet to even receive a robo-reply that they received my complaint.

This is a federal crime, involving criminal abuse of interstate commerce, and I phoned the US Marshall’s office to report it, but trying to get a live person there to talk to is like trying to talk to Rachel at Credit Card Services.

The website for the US Attorney for the Southern District of Texas claims that they have successfully prosecuted three different individuals associated with Nigerian scams. But in five years, they can’t find Rachel.

7

My dad was scammed out of $15,000 after a traumatic brain injury robbed him of his judgement. It was obvious to anyone who talked to him that he was elderly and ill, and they took that as a sign to get away with as much as they could. Fortunately his credit union saw what was happening, returned his money, and wrote it off as fraud.

My sister’s disability is her family’s only income. My not-too-clever BIL tried to solve their financial woes by calling one of those debt relief scammers that advertise on TV. There went $1,500 they didn’t have.

There are thousands or millions of people who are elderly, perhaps suffering from dementia or Alzheimer’s or a brain injury, or who are perhaps just gullible; or younger people who are not particularly skilled at money management; or people who just don’t understand that there are Bad People out there who at the least have no compunction against stealing from people, or think it’s a great game to take advantage of others. They may not be of the scale of Bernie Madoff, but there are more of them. They need to be locked up.

8

Can I just add Search For Degrees to this rant? I used to get calls from Account Services, but they’ve backed off and now this other outfit is calling me several times a week, on my cell phone. The other day I called the number from another phone and asked them to stop calling me, and before I could get out that it wasn’t the number I was calling from (because I didn’t want to waste yet more cell phone minutes on them, I called from my landline), the woman said, “Okay, we’ll stop calling this number, byyyyyyeeeee!” and hung up. I called back and spoke to another person and she said they would stop calling my cell number. Now I see they’re still calling, but using a different calling-from number. Bastards.

9

We really need to put a bounty on these people. Or rather, on their heads. The rest of the body isn’t required to collect the reward and must be discarded before payment is made.

10

I like to tell these people, and also the fuckers that accost you as you’re walking along at the mall, that they should get a job that has more honesty and integrity, like prostitute or drug dealer.

11

Too good for them. I think someone in the link wondered in jest if the owners of ‘Account Services’ were running the scam in order to funnel the money to Al Qaeda. Wouldn’t it be better to make their lives living hells, perhaps in Gitmo, instead of just removing them? (Though I’d settle for sending them off to the Greystone Resort for a few decades.)

12

But you need something to hang from the lampposts.

13

I got through to a person and told her to stop calling me. She said, we didn’t call you, your credit card company did. Then she said I called her!

My head started to hurt so I hung up.

14

I tried telling the scammers once that I was on the DNC registry and therefore this was illegal, and the guy argued with me - said that since I had a credit card, this meant they were authorized to market with me. :rolleyes:.

The caller ID is always spoofed - usually to an inactive number. That in and of itself should be legal fraud. Block it if you want (I have a lot less problem with that - I can assume they’re a telemarketer and answer, or not, as I choose), but don’t list a FAKE number.

I haven’t gotten many calls from them lately. I think they may have fired “Heather”, as lately the calls list a different name. I’ve gotten quite a few calls - on my CELL phone - from some group purporting to be a political survey but that, on followup, is really a timeshare seller or something like that (I’ve never listened to the calls, but googling it gives the truth).

I’ve taken to adding those callers to my cell phone’s address book, under the name “Telemarketers”. While they don’t usually use the same number twice, theirs are actually NOT inactive numbers. If you call back, you get a recording saying that the survey has expired. Anyway - by adding them to the address book, I can set it so that calls from that contact go directly to voicemail. Oddly, they never leave a message.

15

I get robo-calls from “Rachel” with account services. Sometimes it’s every day. I usually hit 1 and put the line on hold, then walk away.

If you have time you can rob them of their time. Press 1 and let them talk, when they ask how much debt you have tell them “Let me go check” and walk away. They will hang on several minutes.

The funny thing is the FTC or whoever shut these people down a couple years ago, now they’re back, apparently with the same recording.

16

sigh

They’re at it again. Two calls in the past 40 minutes.

I filed a complaint with the Do Not Call Registry, of course. It won’t do any good. But in the comments I noted that this is a well known scam run by RAM BARNEA and DANIEL POST, according to research done by others, based in Florida. Shouldn’t these guys be in jail?

.

17

The FTC is going after Rachael of Card Member Services… ( FTC Leads Joint Law Enforcement Effort Against Companies That Allegedly Made Deceptive Cardholder Services Robocalls | Federal Trade Commission )
They’ve filed five cases against them in the various courts in Oct 2012.

18

I got a call about my credit card debt that I was paying too much interest on today, too (I don’t know if it was Account Services - whoever it was, same shit, different pile). Oh, you mean my credit cards that we currently owe about $2000 on (the reason the balance is so high is due to some unusual purchases this summer)? The ones that are almost always at a zero balance? You think we’re having trouble with those, do you? Jerks. I wish a rolling, continuous series of chigger bites on these assholes.

19

Or that they DIAF.

Or they piss off the wrong (violent, deadly) person.

20

See, I’m not big on wishing death on people. I am, however, perfectly fine with wishing people karmically just fates. :slight_smile: