Me is probably the single worst OS Microsoft ever released - it introduced a whole slew of new bugs, and fixed very few of the existing win98 ones. Me is basically a new “skin” for Win98, lots of new glitz with very little added functionality (and a lot of annoyances). By “skin”, I mean, the way the screen looks (as opposed to how it behaves).
XP has a similar skin to Me, but loads more functionality and reliability. For me, the most significant change is that XP never crashes, where as 98 and Me frequently do, if you use them a lot. Also of interest is that it’s more secure, and uses a filesystem (NTFS) that is sensible and robust. There are many other features, some of which are utterly superfluous to most people - Microsoft’s site has lists of them.
While they are called “operating systems” Me, 98, 95 are all simply programs that run on a real operating system, DOS, which is not really a good idea. To function correctly (powerfully, sensibly, securely, efficiently), an OS needs to have complete control over the hardware, not limited by an OS that was made in 1983 (DOS).
XP is that OS. Easy to use - very similar to Me, in fact - and very stable, secure, and sensible. It has a long way to go before everyone is happy with it, but most people say it’s a huge change for the best, and I for one, am converted (used to use Linux).
Drawbacks with XP are include the software compatibility issues mentioned above (ie, you may need to buy new software), the minor learning curve (some things are slightly different from Me), and the need for better hardware (running on 64Mb is not practical, 128 is a realistic minimum, and 256 or 512 is much better. RAM is so cheap these days it’s worth adding more for the fun of it alone!).
The problem you mention above is specific to the machine (and the software installed on it), nothing to do with XP itself. All that being said, if you like Me, and it does everything you need it to, then there’s no need to switch. But if you have issues with Me, XP is the way to go. There are plenty of people here who know a lot about it, if you need tips.
HTH
abby