In the immediate future house stuff, mostly. A few new wooden windows this month or early July. House painting in August. A new roof next summer. I’d also like a new car and a new camera ( a couple of grand worth of new camera ).
Some of that stuff I have the money on hand for, some I most certainly do not but hope to within a year or so :p. After all of the above there is always something else - could use some new flooring in the kitchen, backyard needs work, shed could do with a proper floor, etc., etc.
At my current income level I don’t imagine I’ll run out of potential substantial expenses I’ll need to save for anytime soon.
Just put a new roof on the house and extended the roof to cover our side porch.
Also, I was saving for a $2200 kayak I’ve always wanted. Then I found the make/model on Craigslist; mint condition and the guys wife was forcing him to sell it. I feel like a thief, $700.
I’m about to retire - end of July - so any chunk of money that would magically appear would go against a couple of debts that I want to wipe out. A big enough chunk would wipe out the mortgage, but that’s a pretty big chunk.
I’m already paying off a week-long trip I booked for Iceland in August. This is just the airfare and lodging, haven’t calculated how much food/activities will be since I’m not completely sure exactly which ones we’ll do once we’re there.
I’ve been playing with a few ideas for the house…a new kitchen…a game room…or a pool.
I just got a nice bonus from work - it would pay for the game room easily, but I kinda want the pool instead. I’m meeting with my financial planner on Tuesday - he may help me make up my mind.
-D/a
One of these days the car will die - it is almost 14 years old, but it only has about 66k miles on it, so hopefully it will last a while longer. We’d probably just throw it into savings until the car dies. Or possibly until my mom’s car dies (it’s about the same age, and no way does she have the money for a new one), in which case I’d probably give her our car and push up the acquisition of a new one.
I can think of all kinds of things I wouldn’t mind blowing a chunk of change on, but that’s really the only one that makes fiscal sense other than a) savings or b) throwing it at the mortgage.
I’m planning to do another IVF in next month or so and have started the pre IVF stuff already. Other expenses are related to the house- tree cutting, patio furniture.
I’m planning on moving from San Diego back to the east coast to be closer to family… that’s gonna be a major expense, and not likely to happen any time soon.
I’m saving for early retirement. Not any given big purchase, just the normal expenses of life spread out over (hopefully) many years. I consciously save a lot of money already. If I get a windfall, that just means more money into the savings. I could already spend more money on myself if I wanted to; getting a windfall doesn’t really change that, unless it’s a big enough windfall that I could reasonably retire in the near future and increase my standard of living.
I have several things I’ve been planning for. The Princess managed to make honor roll for the whole year, so I will get her the iPod Nano I promised her. Also we’re planning to attend Anime Expo for a couple of days at least, and I already pre-registered, so right now any money saved will go for food, transportation and various dealer’s room finds - manga, posters and at least one plushie for the Princess.
I bought a couple things a few months ago that I had wanted for a while. First I bought a Kindle for myself as a Valentine’s/early birthday gift. About a month later I bought a sewing machine at Sears, for myself and my mother to use. I can sew a little, but want to improve my skills so I can make my own cosplay costumes. Mom already used it to hem tablecloths and made a cape for my cousin’s son.
If a bunch of money fell into my lap, I’d pay off my store cards. If a lot of money fell into my lap, I’d use it to go to Japan next year. I’m planning to go anyway, with next year’s tax refund, and hoping things have gone back to normal over there. A windfall might mean expanding my itinerary from just Tokyo and a side trip to Puroland (the Hello Kitty theme park) to Kyoto and a night in Takarazuka seeing a musical with an all-female cast.
I picked 1 and 3: I am currently saving for my next college tuition bill, and if I were to get a sudden windfall it would go to that, and to next years if there was any left over.
Our tenth wedding anniversary is coming up at the end of summer, so I’ve been saving for a nice gift. I have no idea what it’ll be yet, but I’ve been saving.
