[QUOTE=Otto]
I misremembered the interest rates on these loans. Turns out they top out at 99.25% APR. I can’t even imagine how desperate and stupid someone would have to be to accept that rate.
[/QUOTE]
Well, if Uncle Louie was sending some “friends” down to talk about my gambllng debts, and mentioned kneecaps, I’d reach for anything money-wise I could get! 
[QUOTE=Colophon]
Presumably the same fine print is also on whatever form you have to put “just a signature” on. Isn’t that their get-out clause?
[/QUOTE]
Assuming you sign something. I guess my example was a bad one; I was referring to the general practise of flashing fine print on the TV for only a few seconds. I’ve seen it for many other things, like “only a dollar a day, everyone is approved!” computers advertised on TV.