Well, if Uncle Louie was sending some “friends” down to talk about my gambllng debts, and mentioned kneecaps, I’d reach for anything money-wise I could get! 
Assuming you sign something. I guess my example was a bad one; I was referring to the general practise of flashing fine print on the TV for only a few seconds. I’ve seen it for many other things, like “only a dollar a day, everyone is approved!” computers advertised on TV.