Living in South Jersey can be fun. Living across the river in Philly can be fun too.
Rutgers-Camden is right on the PATCO High Speedline - a subway-ish train line that goes from South Jersey into Center City Philly. The “City Hall” stop is right next to campus and it’s not unusual to see a bunch of students during the year getting on and off.
If you want to live in Philly and take PATCO in, that would work. If you’d prefer to live in the suburbs of South Jersey, that’d be good too. Keep in mind that parking in Philadelphia is very expensive, like many big cities, so that’s something to keep in mind if you want a car. Another bonus is PATCO runs 24 hours (though overnight trains are less frequent, of course…)
Towns worth looking at in South Jersey on PATCO - Collingswood, Haddonfield, Haddon Heights. Collingswood and especially Haddonfield have great little quaint “downtown” streets with some food and shopping options. There’s apartments and whatnot for rent above the stores as well. Most of the areas around the other PATCO stops - Vorhees, Cherry Hill, Lindenwold, Ashland - are pretty decent to live in also, though they’re very much suburbia.
Center City - if you want to live in the city - has a lot going on, lots of places and is - in general - very easy to get to the PATCO line off of the subway system or from surface streets… depends on how far you’re willing to walk/bike/etc.
Driving from Philly to Camden is easy in that there are two bridges - Ben Franklin and Walt Whitman - but because there are only two, rush hour can be very unpredictable.
I’m pretty sure that Rutgers-Camden is also off of the Riverline, a light-rail system that goes up the NJ side of the Delaware River up to Trenton. There are a bunch of middle-class towns along the Riverline, many with places for rent that’ll give you a short drive from your apartment to a free parking lot for the Riverline. It’s worth a look as well, but if you’re looking to go into Philly a lot, it’ll probably be more annoying since I think the trains stop running between midnight and 6am…ish, and transferring from the Riverline to PATCO is kind of annoying (one stop, all you have to do is walk about 200 feet, but the Riverline stop is open-air).
For the record, I would personally not recommend in any way, shape or form, living within Camden. In general, you’ll want to get East of US-130, north of US-30 or south of the Walt Whitman bridge to be in more “safe” areas. Camden has a bad reputation for a well-deserved reason, just keep that in mind.
Oh! And one other bonus I just thought of … PATCO links up to the NJ Transit Atlantic City line, so going East to the beach (and casinos if you’re into losing your tuition money) is pretty easy too.
Good luck!