I think that is a very legitimate observation. Thanks. And I think I do approach my job differently than I approach posting on message boards. (Don’t most people? I would HOPE so!)
Everyone who appears before me claims they are disabled. Most of them probably believe that. And most (not all) are in very unfortunate circumstances. But should I simply pay everyone who appears before me? Or should I apply my personal standards of who is sympathetic or “deserving”?
I have long thought that something insufficient publicity is given to the fact that SS disability is widely considered a de facto general welfare program. But I am not interested in getting into a general discussion of my views of SS disability programs. And nothing I have ever posted on-line represents other than my personal views.
Whether anyone believes me or not, I truly support our government providing considerable assistance for such people. Hell, I’ve posted here my support for universal income. But again, I’m not going to try to use this thread to convince anyone that I am or am not, as a whole, a “good guy.” To the extent I decry wealth inequities, I have mused that I could do something about that, by paying more and more claims. Basically directing cash to some of the most needy. But SS disability IS NOT intended to be a general welfare program. I took an oath to administer the disability program as written. And however sympathetic an individual may be, if they do not meet the legal requirements of the Act and regs, I think it would be improper for me to commit federal funds simply out of my personal preferences and sympathies.
The extent to which I must weigh empathy and objectivity in my job is something I think of often. Believe me, if I wanted my job to be easier, the simplest thing would be to pay more cases. Would that be desirable? That I commit taxes you paid into, to people who clearly do not meet the legal requirements of the program, simply because I feel some personal empathy for them? Or to support my personal views of social equity?
The same way so many people seem to think EVERY person who died in Ian was some poor, disabled person who couldn’t comprehend the danger/warnings, and lacked the resources to get to safety, many people seem to believe that everyone who applies for SS disability benefits is deserving of them. Last time I checked, the national average pay rate across some 1200 ALJs was in the low 40s%. These are people who were initially denied, denied a second time upon reconsideration, and sought a hearing. On average, 1200 ALJs believe 55-60% of such people do not meet the requirements of the program.
The percentage of claims I pay is somewhat below the national average, but by no means am I a statistical outlier. Someone suggested I speak with survivors of Ian. Whatever I bring to/take away from the table, in my job, I have the opportunity to have in depth conversations with truly needy and unfortunate people on an ongoing basis. Doesn’t make me special or my views correct, but I suspect I have had much more opportunity to speak at length with unfortunate individuals than many people.
And other people have asked whether I’m an asshole by nature, or whether my job has made me one. A little of both, I suspect.
Here in the midwest (Chicago area), we get a RARE tornado. And people do die following extremely hot or cold spells - despite public warming/cooling shelters. But we do not regularly get hurricanes, forest fires, earthquakes… And we have plenty of fresh water. Much of the rust belt impresses me as pretty climatologically safe. Waiting for New Madrid II! 
Coincidentally, yesterday’s Chicago Trib’s real estate section had an article that started off (paraphrased and emphasis added): “Wildfires are increasingly common due to climate change, yet increasing numbers of people are MOVING TO areas that are most susceptible to such fires.” I hope they pay for good insurance.