Bumping this because I received an email from the claim settlement saying I **must **verify that I had credit monitoring at the time of the breach. (Which I have absolutely no idea if I did or where I would even look to find out.)
So, no, you can’t just get a free $125 without them actually verifying that you did indeed already have credit monitoring.
Yup. Got one of these emails, too.
Huh. I got an email today, but it just explains what options exist if I want to change my prize.
They just ask for the name of the service. Is Equifax going to spend time and money contacting those monitoring companies to verify? And what incentive do those monitoring companies have to spend their own time and resources verifying and reporting back to Equifax? Maybe there is some central DB for credit monitoring, but if there was, why would they ask the name of the company?
They did this additional step to cut down the number of claimants for the cash. What is very clear is that no one will get anywhere near $125 (unless they had actual losses and submitted verification for their claims) because the amount of money available is too small to pay cash to more than a very small number of claimants [while naturally there is plenty of money to pay the lawyers enormous fees].
I got the same e-mail. I put CreditKarma as my monitoring company. If the reject that, I am not that concerned.
Yeah, I got an email, too. I did have credit monitoring (and still do). I gave them the name of my service.
We still haven’t gotten the verification email request. Wonder what that means.
AAA offers free credit monitoring–with ProtectMyID.
Today I got a check for $5.21 for “Equifax Data Breach Settlement.” Is this the same one being talked about in this thread? I filed a claim (it says) between July 22, 2019 and January 22, 2020.
I wonder what happened to my $125. Maybe I didn’t have credit monitoring and I got this as my booby prize?
WAG-The lawyers have to be paid. You got a share of what’s left.
So the lawyers got over 95% of the takings? Wouldn’t that be a fairly surprising outcome?
It’s partly the lawyers’ hefty cut, and partially the paltry sum the court set aside. $425 million for a breech that affected 147 million people? From a company worth $23.4 billion? Apparently they didn’t expect a lot of people to actually apply for the settlement, and they expected most of those people to take the “free credit monitoring” rather than cash. They thought wrong.
Yes, I am embarrassed about having posted such misleading information.
I still haven’t gotten anything at all.
I bothered to put in for compensation for lost time and got a whopping $10 for my troubles.
Just a word of encouragement to NOT give up hope: I finally got my big $5.21 check today!
But not so embarrassed that you’re going to send us all the missing $120? Notpology!
Got my check today! My friend asked me what I was going to spend it on, “Are you going to Disneyland?” and I said, “Well, I can go stand outside the entrance I guess, $5.21 won’t even pay for parking!”
Well, I am going to clean up! I am getting more money than my original settlement!
I just got an email:
Equifax Data Breach Settlement Additional Pro Rata Payment
Your Additional Settlement Payment
$7.43This email is from the official Settlement Administrator for the Equifax Data Breach Settlement. You are eligible for an additional payment from the Settlement. To redeem your additional payment, please follow the instructions below.
To Redeem Your Payment:
- Click the Redeem Virtual Card button below or visit the redemption site by clicking this URL:…
I got the same amount. I was a little annoyed that I had to provide personal info to redeem it, but not annoyed enough to let them keep the money. Transferred the money to my Amazon gift card balance without a problem.