I took the course offered in my state (Delaware). It cost 35 bucks, but Del has a strong history of biker’s rights. They provided bikes ( little 125’s) and it wasn’t that tough, but Iv’e ridden bikes of one sort or another my whole life. Everyone in the class got something out of it, especially those who had never been on a bike before.
IMHO, the best thing about the courses is that you hafta go and someone is watching you. You might think that you’re the man, but chances are you are not. I picked up some tips from the instructors ( they didn’t like the way I was covering my front levers). Not to brag (OK, just a little) but , after my class I was asked to be an instructor, but my job wouldn’t let it happen.
Insurance, as per above: all depends. I’ve found it normally depends on the loan status of the vehicle in question. I wanted to drop the insurance on my bike down to liability during winter, but my bank wouldn’t let me. “What happens if a plane hits you garage?” The fact that she actually asked it was so funny I dropped the question.
Now the most important question: Will I look stupid? I am also a “bigguy” coming in at 6’3 275lbs. Dirt or enduro bikes are definately a great way to go, and alot of “harley” bikes can acomadate you. If you want a street bike (which is what I’ve always driven) its ALOT tougher.
My first bike was a Kaw GPZ 1100. Great bike!! Totaly flat torque curve ( which means it won’t launch out at 5k rpm or so). Just smooth power, that just pulls and pulls and pulls. Even though it was my first bike I never felt that the bike was “riding me”. Honestly, the torque curve (IMHO) is the best indicator of a bike’s managebility.
Plus, as an 1100 it had great “bigguy” ergos. I didn’t feel or look like a pervert f*cking an 80mph chicken. And it was all black which added to its coolness.
Once you get bored with the GPZ (which should take about 2 months) go for Ninja ZX-11 (1100cc). I know what you’re saying: “1100 NINJA!?! I’ll kill myself!” While the ZX-11 has always been the “beast”, Kaw has focused on the ZX-12R (R in any bikes name means racing by the way and usually denotes a bike with WAY too much power for its weight and a small wheelbase, which makes it easy to “flick” from one side to the other, but make normal riding a real challenge) for its “Kevorkian Carrier”.
The result is a nicer ZX-11. Its still a bad ass bike don’t get me wrong. One time I was pacing a car at 95 on 495 in Delaware, nodded at the kids in the backseat, cracked the throttle and was at 130 before I knew it. But I’ve never felt out of control. Great, great bike.
So safe riding. And good luck. And never take ANYTHING for granted on the road.