Didn’t find this one in search-OS is XP Pro with Office 97 Pro suite.
If I open a .doc via Word, everything is fine. If instead I open Administrators documents, drill down to the folder desired and click the file to open, I get a darn balloon that says "C:…(rest of path)\wonky.doc is being used by (insert my name). Do you want to make a copy? I have to tell it no so I can read the file-if I ignore it, it will auto save to the same folder with a ~copy after 30 seconds or so.
It’s not like I have the document open in two places, so why has Word suddenly gotten concerned with making copies of stuff for me that aren’t needed or desired?
I suspect the hateful paperclip is behind this.