This is the dumbest thing I have ever read on here. Today.
Yeah, sure, she was just being friendly and inquisitive. Of course she was.
“Squee, forget that silly fender bender, I want to hear about your travels, do you have a passport, a green card, oh happy day…”
:rolleyes: Dont be a fucking retard.
Seriously, just how far will some cretin go to take the other side of an argument? Is it habit? Malice?
People have - once I have known them. But when I just get asked by a stranger, it tends to be either malicious or some pathetic (and by now VERY old) attempt at humor.
My insurance company’s instructions are explicitly the opposite: “Exchange driver’s license and insurance information (name and address of company, policy number) with the other driver. Record the license plate number of any other vehicles. Contact the police if damage is estimated to be greater than $500. Do not admit fault, even if you believe yourself to be at fault.”
As a teen (yes, very many years ago) I rear ended someone, lightly. We agreed that no damage was done, exchanged phone numbers and parted ways. I was called in by the police and chewed out for not giving my insurance information to the woman I hit. She had changed her mind. In the end I had to pay a lot of damages and the police would have probably given me a hit-and-run ticket if my Dad hadn’t been there to kick their asses straight - go Dad. While I think its silly for the police to visit every single fender-bender it is in the best interest of at least one of the parties to call them.
For the OP - the woman was an ass. In case nobody has mentioned it yet.
If you call the police you can be certain that both parties insurance information will be recorded. No reason at all to get into any sort of discourse with the other driver or to exchange personal information with them. Also no reason at all to not involve the police, that’s why they are there and you just expose yourself by doing so.
Your insurance company sounds stupid, by the way. When was the last time you were a mechanic? When was the last time a significant portion of the insurance company’s customers were mechanics? I couldn’t tell you what $600 in damages looks like compared to $400. I can tell you the difference between “a couple hundred” in damages and “over a thousand” but that doesn’t really help.