The financial situation being as follows, I am 24 years old, I live alone in Ontario.
Mortgage on my house is $415 a month.
Hydro is usually $50 a month
Oil is $150 a month.
Car insurance is $55 a month.
House insurance is $82 a month.
Car gas is $200 a month.
Student loans are $250 a month.
Phone is $25 a month.
I am guessing I spend $150 a month on food, which totals almost $1400 in expenses a month.
I would really like to be able to go back to school. Right after I finished high school I started taking engineering, but couldn’t find a job in the city of the university, and couldn’t afford to carry on. I then took a Chem. Tech course through a different college, during which time I worked one full time job and one part time job so I could afford it. I cannot find a Chem. Tech job; I have been looking for almost 2 years. I would really like to go back to school, either in a vet tech course, a police foundations course, or possibly computer engineering. I applied last year for the vet tech course, and got accepted, but for personal reasons yadda yadda I didn’t take it, but I don’t think I will have any problem being accepted to any of the above courses, I had a 96% average leaving high school (in OAC courses Finite, Calculus, Algebra, English, Economics, Law, Physics, Chemistry, and Technical Communications which was just a computer course)
I cannot go back and work a full time job and a part time job and go to school full time, physically it is just too exhausting, plus it does not leave enough to study. I can do the part time thing though, but it won’t cover expenses plus of course the tuition.
I know no one here is going to be able to give a definite answer, but has anyone in a similar situation been able to get enough financial assistance (student loans or other) to go back to school?
Many thanks for any thoughts.