Personally, I’d start by dealing with the problem instead of putting a (complex) bandaid on the solution.
If the condensate line is clear, it should be easy to keep an eye on it. Check it every few months for red or black growth and when you see it, pour a bit of bleach in there or even see if you can fish a wire though it. In a pinch (if it T’s up at the top) you can blow into it, that usually clears the blockage, at least for now. Another solution (though it may just buy you some time) would be to get an adapter to step it up to a larger tube/pipe. I’ve also heard it said that a black tube, instead of a clear one, inhibits mold growth, but IME, that’s not always true and just makes it harder to clean.
This is also assuming that the blockage is in the tube, not the AC condensate drain pan. I believe they also make some kind of tablets that you can drop into the pan to help deal with this, but it does take a bit of know-how to gain access to it.
Another option is to just set a schedule, say, every 6 months/once per cooing season and replace the line.
As for a something to put around it, they do make ones, specifically for it. Google ‘water heater pan’ or ‘furnace drip pan’. It’s a pan that goes under the furnace and and has it’s own drain port that you’d run a line from to your floor drain. It’s meant specifically for this problem.* It might be difficult to install since furnaces don’t have a lot of wiggle room since they’re screwed into the plenum. IMO, if you don’t want to move/lift the furnace, I’d figure out where the high side is going to be, cut that side, slide it under and caulk it back in place.
So, yes, there are some options out there for you.
*These are usually used in attic installations and, to go a step further, the drain from this pan should be routed to a different location than the drain from the actual AC so if one clogs and overflows, the other one isn’t clogged as well. For example, if you have one running into a plumbed drain, you’d have the other one going out a sidewall and dripping outside. In your case, this isn’t as much of a concern. They can both run to the same drain, just don’t connect them to one line (like, with a T connector), each one should have it’s own individual run to the drain.