I live in NW Montana and love the four seasons, including winter, but as I look at retirement I would like to cut the winter months in half by spending 3 months a year in a warm beachy area. Why you ask? Plowing the 1/4 mile driveway 3 days a week and shoveling the sidewalk in -10 degree weather gets old after a while.
While living 3 months a year in Maui would be great, I can’t afford to live there, so I am thinking about the gulf coast somewhere. The western gulf isn’t my cup of tea so I am ruling out Texas and Louisiana for now. I like nice beaches and clean, warm, clear-ish water. I thinks the west coast of Florida or the panhandle area might would work well, but I can’t afford the Florida Keys.
I have started looking at long term rentals and fractionals, but fractionals don’t really work because I want 3 months from mid-January to mid-April every year, and rentals near the beach in Florida can be $500 to $1000 a week, which is a lot of money, so how do snowbirds do it?
Where can I spend the same 3 months a year in a quiet area near a nice beach on the gulf coast at a reasonable price?