Is there any way to reduce a high APR on a credit card?
I’m sad to say that I’ve got a credit card with an extremely high APR (27% :eek: ). Can I just call up the card company and ask them to reduce it? Is there any process that I culd go through to reduce it? I’ve tried transferring some of the balence to a lower-rate card, but there’s still a good bit of balence left on the card.
Any help would be greatly appreciated.