Is there a word or psychological reason for this?
Three months ago, I decided to pay my bills online, now I have two accounts one which I keep about $50-$60 because it’s free and they have ATMs everywhere, so if I need money I can get it free.
The other has my paycheck deposited to it.
OK so I set up three bills and of course I put the wrong account in, so all the checks bounced. This was the first time I ever bounced checks and of course the bank charged $40 per bounced check and I had to pay returned check fees on the other side.
So I chalked it up to experience. Especially since all the bills were minor
So last week I set up my credit card and phone bill to pay. I swear I put the right checking account in. When I got a notice the checks bounced I was so mad at my bank as I knew I had money. I went online and, you guessed it, I had put my checking account with the little amount of money in. And of course now everything bounced again.
The thing is I swear after the first time, I entered the correct account in to pay my credit card and phone bill online, but I didn’t.
Is there a reason for this stupidity on my part? Or is there a word that describes this beside MORON who can’t put in the correct account.
Errrrr…
The worst part is now my credit card won’t take an online payment for 60 days so I am late for the credit card, and have a bounced fee from the credit card AND the bank. All for a lousy $55.00 balance due…