The phone rings; Hello. I’m calling from ___bank. Are you Hari Seldon? Yes. There was a suspicious charge on your account this morning; did you make it? No. I will cancel the charge, suspend your card and have a new one mailed to you. Uh, okay. But first I have to ask you some security questions. [First red flag; he called me and identified me by name why does he have to ask me security questions. But okay, I’ll play along.] Do you have the card? Yes. Would you read me the 16 digit number on front? [Giant red flag.] No, I don’t do that when someone calls me. Okay, then do you do online banking? No, but my wife does. Oh, can I talk to her? Okay, here she is.
Now he is talking to her. She heads towards her purse; I ask why and she says that he wants to know her card number. Don’t give it to him; explain you don’t give it out over the phone. Next he asks her what is the IP address she uses for online banking. I told her to tell him we don’t know. [True although I know my SD account records it, so I guess I could look it up here.] At this point I take the phone back and tell him that I am going to call the bank myself and sort this out. Which I did and, needless to add, there was no suspicious charge on the card.
Mundane and Pointless Stuff indeed, but I Must Share.