If anyone cares, a bunch of the world’s smartest scambaiters are having a week of fun together right now. They are actively trying to prevent gullible people from losing money, and in some cases, refunding lost funds.
You can watch the activity in real-time. Since the scambaiters can’t always reach the victims before too late, watching is sometimes more suspenseful than a horror movie; you don’t know if these poor people will wise up in time or lose their entire life savings.
If it comes down to the believability of crooks vs. whitehat hackers, it’s a cops & robbers game, or perhaps a feds vs. moonshiners. Win some, lose some.