I have it - my mother has SLE as well. Plus we suspect my grandmother had SLE - symptoms were there, but obviously it was not diagnosed as much back then.
I didn’t know until I had a saddle clot in my lung last April and nearly cacked it. 
I’m also weakly positive for lupus anti-coagulant and being retested as the original tests were done in the hospital and the heparin I was on can (I’m told) influence the test.
Oddly, the hematologist said that SLE isn’t hereditary, despite my mom’s docs insisting that it is. When I brought that up she took some cheap shots at the US healthcare system, but I never got a straight answer. (I’m in the same position as you, an American married to an Australian living in Australia.)
I’m 38 if that helps, asthmatic, have always been prone to…well, not illness, but if most people catch a minor cold I get the horrible bronchitisy chesty thing and am sick for a week. But I don’t (didn’t, before this) get sick that often. I’m also really allergic - not food allergies, but pollen, dust, grass, mites, cats, dogs, etc. I gave up trying to prevent it, I have three cats and a dog and just deal with it and get medication to stop the symptoms. Everything makes me stuffy/sneezy/wheezy anyway, why not have what I want?
I really never did know, and always put my getting “extra-sick”, if you will, to just being asthmatic, but apparently its more than that. Doesn’t affect me much, otherwise.
And I’m fine now, really, just take rat poison daily, keep up with my asthma meds. I feel fine, back at the gym - bit more slowly than I was before, just getting over being tired all the time, but my doc says that’s due to the blood clot and getting over the stress of that. Prior to that, though, unless I was sick anyway it never affected me. I would be very ill maybe once or twice a year with really, really, really bad colds. Pneumonia twice, at 18 and 30.
Doc says I shouldn’t worry about it, that it just explains a lot of things that have happened to me illness-wise. She reckons it was the combination of that, plus my birth control pills (which I am no longer on) that gave me the clot, but doesn’t know for sure. (I don’t smoke, either - which is normally the risk factor for BCPs and blood clots.)
I live in fear of getting SLE myself, seeing what it has done to my mom - though she is in remission now for 5 years. The 10 years before that, though, were pretty bad.
Sorry for the ramble.
Cheers,
G