What we’re dealing with here is really a very simple business proposition. There ain’t no such thing as a free lunch.
Let’s say you want to buy a car. If you want a 10 year warranty for defects in the power train, and three years for everything else, and you bear responsibility for driving it into a wall, you’ll pay $30,000.
If you want the exact same car, but the car maker bears unlimited financial responsibility for anything that might happen with that car, anytime in the future, even if they did not commit any negligence in building the car, you’ll pay an exorbitant amount of money for the same car.
I don’t think you need to learn anything about biology or medicine to be better informed about your question. You need to take a class or two in business.
Oh, for fuck’s sakes. Just go buy Paternity Insurance and be done with it. Cheaper than a lifetime of balless hormone therapy and penis pumps, I’m sure.
Not so sure. AFAICT, this type of policy is designed to insure the purchaser against the costs of a paternity suit. All descriptions I’ve seen say something like “may also help cover child support payments”, which sounds pretty waffly to me.
Paternity insurance looks very unlikely to be a guaranteed “we will cover all the expenses associated with unintended paternity” sort of deal.
Really? Will this paternity insurance pay all of my child support for 18+ years (regardless of how many unplanned pregnancies I will cause; after all, I myself am certainly extremely fond of polyamory) and cost no more than $300-$400 per year?
"However, i would consider it very unlikely that this policy would cover 18 years of child support because that dollar amount could get pretty large… he is only paying $10K. Addionally, insurance policies aren’t set up to pay over an extended time period. "
Wait, why should someone else be responsible for your behavior? Doctors, insurance, who knows what else - why can’t you just be responsible for what you are doing?
For the same reason that I shouldn’t be held responsible for financially supporting a woman’s children in the event that this woman will be in an open marriage, get pregnant by me, and die as a result of this pregnancy and/or as a result of complications from this pregnancy.
As I explained to you patiently in your other thread, if you fuck a married woman and she gets pregnant and dies giving birth, but the baby is alive, there are zero circumstances where you could be ordered to pay child support. If the husband is the legal father, you don’t pay child support, you are a legal stranger to the child. If you are the legal father you’re the sole parent of the child and won’t pay child support except to yourself. And if you’re the sole parent then you get to make unilateral decisions about the fate of the child, like putting it up for adoption.
As for the notion that women get a 100% guaranteed risk-free way to end pregnancy but men don’t, in actual fact abortions are not risk free. Women die getting abortions. And some abortions don’t work, the pregnancy is not actually terminated.
So your whole rationale is completely and utterly and in all other ways ridiculous.
Don’t vasectomies and surgical castrations likewise have a risk of death, though? Also, the beauty of abortions is that a female-bodied person can get a second abortion if her first abortion fails, and so forth.
What’s that got to do with it? The point is that women are the ones who can choose to terminate pregnancies because women are the ones who can be pregnant. Up to now, that is.
If you ever get pregnant, Futurist110, I wholeheartedly support your right to choose an abortion. It would be blatantly discriminatory to deny you the right to terminate your pregnancy just because you’re a man. Of course, you don’t get any say on whether to terminate anybody else’s pregnancy, because it’s in their body, not yours.
However, if for whatever reason a pregnancy is not terminated and a child is born as a result of it, the legal parents of the child are responsible for the child’s support. That applies to female parents just as much as to male ones.
It’s been explained over and over to you under what circumstances biological parents will or may be considered a child’s legal parents. I cannot figure out what it is you’re still fretting about here.
You shouldn’t be responsible for fathering a child, but your doctor should? You’re the one doing the fornicating. You are responsible for whatever happens, not your doctor.
Earlier you said the chances of getting someone pregnant after a snip are very small, so you think the doctor should be responsible. Why doesn’t this argument work in reverse - that a man with a vasectomy has a very small chance of impregnating a woman, so why shouldn’t he be responsible?
Sadly for you, our society has decided the only practical, equitable, sensible and ethical answer to the question of who has to assume legal (and therefore financial) responsibility for a child you may father (regardless of whether or not you intend to father a child) is that you must assume that responsibility.
So sorry. Engaging in sexual behavior carries risks. One of the primary risks of engaging in heterosexual behavior is reproduction. That is, after all, what heterosexual behavior is for. If you want to engage in the behavior, you have to shoulder the risk. You can do what you like to minimize the risk, but either you accept whatever risk (no matter how slight) remains and sally forth or you don’t accept the risk and restrict yourself to non-heterosexual behavior that does not carry this particular risk. Those are your choices. Trying to force random third parties to pay for your fun is not one of your choices.
The phrase for this concept is “personal responsibility”, as it appears it is not a familiar one for you.
If you can get someone else to volunteer to formally agree to shoulder the risk, then by all means, have at it. Methods exist for doing so.
Seriously, WHY are you so obsessed with this? Why are you so scared about the minute possibility that if you get snipped (as in, vasectomy) it might not work, and you could end up paying child support? Why is that such a horrible, terrifying scenario that you’re willing to emasculate yourself?
If this is such a big concern to you, why don’t you just avoid having sex with a woman whom you don’t know well enough to trust? There are people who go years without sex. It won’t ruin you.
