My gf and I like to kayak the rivers, lakes, and streams in our area. Recently, I posted on a few sites that we would be happy to have folks join us. Since then, I’ve had to create an email list to keep those interested updated. We have done a few trips and have met a bunch of new friends.
An acquaintance pointed out that we should purchase “event insurance” to cover our liability. She tends to be an insurance freak; she purchased an event policy for a family reunion she hosted. I look at our kayak trips as outings where I coordinate things, that is all. I would feel silly having people sign a release/waiver, but maybe that would be appropriate. What is the straight dope?
(if this is more of an IMHO, mods feel free to move it. I was thinking there would be a factual answer)