I collect silver coins. Last year I bought two coins off of ebay for a total of 26 dollars and some change. I never got the coins.
After several threats of legal action, the woman wrote to me to tell me that her account had been used by someone else and she was just a poor secretary and could not afford to pay me back. The problem with this story is the check was made out to her and sent to her and cashed by her.
Now, oddly, she was close enough that I could have driven two hours, put in a claim in small claims court and probably gotten my money back. However, who wants to take a vacation day, drive two hours to fill out paperwork, take another day off and go to court for 26 dollars? I let the whole thing slide. I now won’t buy from anyone without a paypal account and without hundreds of positive feedback.
Today I got notice that she is being investigated for mail fraud. They asked me for all the details of my transaction. I may not get my money back, but hopefully the bitch will be punished. I’m a petty man, but that is enough for me.