FWIW, rhinostylee, I was in the same boat as you were, only it started happening to me at 20. Rogaine had just come out, but I’d likely have gotten the first prescription ever written for it at the Student Health Center, and I had visions of them bronzing it and hanging it on the wall. In any case I treat brand-new drugs like I treat brand-new operating systems: let someone else try them out first.
So I waited, and disliked looking in the mirror every morning.
I looked into hair transplants, but there are a lot more horror stories out there than you’d think.
Eventually, Rogaine came down in price, and became available OTC. So I did that for a few years. It kind of worked, but from what I hear it would have been more effective had I started earlier. And in any case, I knew I didn’t want to have to rely on that crap all my life, so I started trying to accept who I was. (It was a little tough when I ran into a former high school classmate, who said “No offense, man, but you look OLD.” I was 24 at the time.)
Now, I’m 35 years old, married, and pretty darn bald. I still don’t like it, but I get my hair cut REALLY close, and can accept that.
Besides, I’m nailing a beautiful woman on a regular basis, and that’s really what it’s all about, right?
So my advice: If it bugs you, look into Rogaine and Propecia. But understand that that isn’t a permanent solution, that there really isn’t one beyond just coming to terms with it.