Due to some recent financial issues this week, I’ve realized that I really could benefit from a credit card. I had a bunch of things come up that I need to take care of by next week, and it would just leave me with almost nothing in the bank and no money for fun until my next paycheck.
I was planning to go to the bank to get a small loan that I could just pay off in full by next month. Getting a credit card would take too long (waiting for it in the mail and such), so a loan would probably be the best bet. I’ve been putting a lot of thought into my budget and trying to figure out how to move things around and make vacation plans and all that. And no matter what I cam up with, I kept thinking, “Damn, if only I had a credit card. Whatever I spent this week, I could just pay off at the end of the month anyway.” Yeah, I know… sounds obvious. But ever since I’ve been debt free, I’ve never bothered or seen the need for getting a credit card again. But it seems having one for situations like this would be convenient.
So, long story short:
I made plans to go to the credit union first thing Monday morning to talk about getting a loan. In the meantime, I’m sitting here opening my mail, and it seems Target has taken the liberty of sending me a Target Visa card with a $7000.00 limit. Here it is, in my hand. I never asked for it, never applied for it–nothing. They just sent it to me!! All I had to do was call and activate it. How bad ass is that!? Perfect timing Target!!!
Also in my mail was a refund for the half month of cable service I was owed after canceling it. That was $60.00
So, what’s in your mail?