Tell Me About Cleaning Up Your Credit

So - yesterday I pulled my free credit report. It’s the first time I’ve pulled it on my own, usually I just look at the copy I get when I’ve had it pulled for a job or whatever.

But now I’m trying to actually clean it up. I’ve got my laundry list of negatives to work on, and a plan.

But I would love to hear from other people about things you have done/learned as you worked on cleaning up yours.