That's what banks are for, nimwit!

Only after you ask them, ‘What’s up Doc?’

Do you think he also didn’t want to carry around $500 in cash? That makes more sense to me. Whether it’s in $1s or $100s, that’s a lot of cash that can easily be stolen. It’s true a card can also be stolen, but a card might not be as attractive to a thief as cash. That may be even more of a factor if someone near him has a drug problem. Having cash means it will be stolen by the addict to pay a dealer, while a card doesn’t have that same use.

Working at a big box store other than Wal-mart, we get those sorts of transactions. We do our best to handle them. Some people who work jobs involving tips often have a lot of low denomination bills. Someone recently unloaded over 15 pre-1950 silver dollars into one of our self-checkouts - which is a shame for him/her because I think those coins would have been worth $4-5 under other circumstances but our machines will only give face value.

Now that I’m working in the cash office I get to deal with the $2 bills, the coins, the piles of low denomination bills… certain things repeat, which makes me think there a small number of people who just pay in a weird manner.

Just check to make sure that none of the silver dollars are old ones. Old ones could be real silver. It might be pretty easy to tell the difference just at a glance, I have some old Franklin half dollars that are silver, and the color is slightly different than modern coins.

When I worked at the grocery store, we had a “wealthy” customer who had a very low copay, and he would always come in right when we opened, and all he would have was a $100 bill. :smack: He KNEW we wouldn’t have change, either!

It’s a new word to me too. I kind of like the sound of it.

Have you ever visited customerssuck.com? After working at Hellmart, you probably want to.

Don’t mean to be snarky or hijack the thread, but why don’t you get a more convenient account?

We kept our account at the small-town bank in our neighborhood (think Mayberry). But for convenience, longer hours and a free ATM downtown, we also opened up a smaller account at the Chase Bank on the town square.
Hmm, still sounds like Mayberry, no?

Service at U.S. banks were in decline even in the late 20th century. Will all banks even make change for free these days, for non-customers?

BTW, be sure to bring lots of $2 bills when you come to Cambodia, an excellent tourist destination. The U.S. dollar is the de facto currency there and a tip of an uncommon $2-Jefferson might be appreciated as much as three $1-Washingtons!

That’s your job. Your employer provides those services and because of customers who pay with weird denominations they can pay you. Sorry, no sympathy. Their business model is based on providing services to the unbanked.

This is like me complaining about fulfilling ecommerce orders by saying “F you, customers. I don’t want you. Haven’t you heard of Walmart? Go buy your cheap crap there instead.”

It’s not that easy to maintain a bank account for a lot of people and Walmart specifically targets these consumers with their Money Center/P2P services, Bluebird, other prepaid cards, etc. Plenty of people still use cash, believe it or not, and there is nothing nefarious about “working off the books.”

Yep, at the store I work at about 1/3 of our transactions involve cash. Plenty of people still use paper and coin.

10p and 50p coins have actually both changed since the '70s; in 1992 the 10p was reduced in size, and in 1997 the 50p coin was reduced in size, though they both kept their old shape and appearance so it’s not obvious if you’re not dealing with them regularly.

Old size ones will no longer be accepted by shops, and I don’t think banks have to take them either at this point. I’m not sure what you’re supposed to do with them, to be honest. We used to get quite a few in the charity jar when I worked at an airport.

He said he was paid by someone who gets stacks of $2bills from the bank and goes through them to see if there are any worth extra. So why didn’t he go back to the bank before paying his debt?

I hate that one, too.

I know, but he could hit the bank to turn the twos into hundreds, then hit the prepaid card.

Or he could go to the service desk, where they are set up to handle it better, like having a customer service manager there handy.

The Bank of England will always accept legitimate UK currency and give face value for it. Always, without any limit in time. Currency withdrawn from circulation remains currency. The phrasing is a bit archaic, something about coin of the realm in perpetuity, but that’s the gist of it. If it’s money, it’s money forever. I think the other UK banks authorised to make UK currency will do the same, but I’m not sure about that.
Bah…I just checked and I’m a bit wrong. The issuing body will accept currency it issued, so for coins it would be the Royal Mint, not the Bank of England.

Can you just walk into either of those and get them to change it? I live nowhere near London, and it’s not as though the Bank of England has high street branches, so any attempt to change the odd bits I’ve found or been given would cost far more than the value of the coins. Other banks are still taking £1 coins, at least mine did last time I checked, but I doubt they’d change coins officially pulled from circulation 20 years ago.

I just keep my archaic currency in a jar and use it to confuse young people.

Apparently so, though it’s unlikely to be convenient as each has only one office open to the public.

The B of E accepts returns by post. I don’t know if the Mint does, but it would probably still cost you more than the face value of the coins.

It’s nice that they do it, but I doubt if it’s of any practical use.

I have some 6p coins and some 3p coins somewhere. They’d be even better for that, especially if you call them sixpences and thrupenny bits :slight_smile: I have them mainly for nostalgia.

I kept the credit union account I opened when I was working after I retired. It has certain services I like. But my credit union is part of a network, and there’s another credit union office in that network just a couple of miles from my house (as opposed to the 40 or so miles to my “actual” credit union office). I can make deposits there, so it’s not a hardship.