In reality with todays technology there are plenty of files on the net that offer many essentials about anyone, all you have to do is pay the price to obtain it. Everyone has access to our past, our court appearances, arrests, even the people who live around us. Financial planning is the biggest concern, investments and funeral arrangements if you bother with it, which I won’t, creamation and disposal is fine with me.
I have a basic answer to “If I die”, “I’ll be dead”.
Was this inspired by the recent episode of How I Met Your Mother? 
If so you better include a long sappy love letter…
Apologies that you just can’t bring yourself to make while alive.
Confessions to any crimes committed.
Maps to the loot.
If you work alone and have any sensitive accounts or tasks, a notation of that should go in the safe: “In the file cabinet at my office (keys on my work keychain) is a current file for each account to be closed (or a list of current clients to be contacted or referred).” This is required of private practitioners in health care in some states, but seems like a good idea in general.
My ignorance is showing. Is that a TV show?
In a recent episode, newly married couple Lily and Marshall get into arguments about what should be in their “If I Die” files.
Our “disaster letters” are with our parents. It starts out with how much we love them, then moves on to the business at hand. Some of the things we included-
What to expect when they read the trust (with regards to child custody, executor, distribution of assets, etc)
Financial institutions and account #s (including credit cards)
Location of life insurance info, wills, trusts and other legal docs
All other insurance info (house, cars, health, umbrella)
Mortgage info
I can’t remember what else is in there. I know where my parents’ letter to my brother & I is, and we pretty much know what to expect in it, since everyone in the family had their trusts structured in basically the same way.
Yeah. You don’t want people going all Lobelia Sackville-Baggins on your ass.
That’s a big part of my “What to Do if I Die” letter, which I update to my parents somewhat regularly. The readings, the hymns and the little surprise to pull at the end.
I don’t have a prepaid funeral plan but with the insurance from work (also listed in the letter) and savings it should be OK. The letter also includes my financial info and benefits from work so they don’t get overlooked.
Quicken has an emergency records organizer with all sorts of topics listed - including places to document location of wills, insurance accounts, bank accounts etc. You can password-protect the file, or print it off and back it up to CD then delete it from the hard drive.