Time To Dismember (Rants of September){OLD}

I think this is new for this month.

Went to our local bank today to attempt to open a savings account to deposit a fairly hefty check in. Talked to a rather sleepy cashier who told me that “both managers are off for the weekend (!)” and since he was the only cashier in the bank, he couldn’t help me (!). This is not the first time this place has pissed me off. So bye-bye MidwestOne “Bank”. I will be closing my account as soon as somebody shows up for work, and will NOT be transferring the proceeds of sale from our home to your shitty institution in the future. Now I just have to find a local bank that actually wants my business. Already tried US Bank, who couldn’t get their computer to boot up. Is this what banks have come to?

Competition is a good thing in a small town. We have two local banks that are very responsive to customers. We must be lucky.

Nice title! Posting so I can read new posts.
Rant? Hm…why do our teeth have to decay? Why couldn’t they have made otherwise? Caused me soo much problems.

Not something that happened to me directly, but I was a witness. At the Customer Service desk in the local grocery, I was waiting in line to pick up my new member card since the bar code decal on the old one was peeling off. Three people ahead of me was a middle aged woman with, I swear, the sourest expression I’d ever seen and a voice suited to carry from a stage to the very last row of seats in a huuuge theater.

She was giving the 20-something dark skinned girl with a bit of a spanish accent who was manning the desk a horrible time. Not shouting but PROJECTING, not actually ‘bad word’ swearing but throwing around insults about her, her stupidity, her lack of schooling, her lack of manners, her unhelpfulness, how she ought to be fired, how illegal immigrants were destroying America, how she demanded to speak to a manager – on and on. The employee was blinking back tears by the time I had joined the line.

What was it all about? A $1.00 off coupon for something to do with a Swiffer. The problem? The cashier had refused to honor it! Why? Well, 1) the coupon was over two years expired and 2) the coupon was for a different product than the customer was buying. Apparently the coupon was for a style/size/scent/something? that the store didn’t sell, so the customer had picked up something else Swifferish and wanted them to use it on that instead. Uh-huh. “You’ll have to take it up with Customer Service,” the cashier told her.

So a manager showed up. I don’t know if the employee had called for him or someone had noticed the ruckus. This was when I learned the story of the travesty of the declined coupon. Anyway, manager tries to calm the customer down while still supporting his employee (thank goodness, I hate when management won’t back their employees just to make obnoxious people go away) and pointed out that both the cashier and this clerk were correctly following the store’s rules.

Which set our customer (can we really not call her a Karen?) off on a fresh tirade complete with demands for everyone’s names and the phone number for ‘headquarters’ and she was going to have all three of them fired.

And then she noticed the name tag the clerk was wearing. “N/A?! Not Applicable!!!” she screeched! “You think you can hide your identity? That’s a crime! I’m going to report you to the police too! And you’re probably a wetback and they’ll deport you and your whole family back to whatever hell hole you came from!”

“Huh?” The manager looked baffled for a second, then he said “Her name is Nia. N I A! That’s an I not a slash!”

I admit I snickered. I wasn’t the only one.

Karen paused for a second. Was she going to apologize for her misreading? Hell, no. “Well, that’s a STUPID name! If you want to live in America, at least get a real American name!”

Followed by a bit more ranting, though not quite up to that peak of stupidity. The manager soon told her to take her useless coupon, go, and never come back – and I and the rest of the people in line applauded and cheered a bit as she swung around and stalked out.

Yeeesh. I bet that woman (who, going by her appearance, was not at an economic level where saving a buck would be of any consequence to her) came into the store with a full week’s worth of aggravation already stored up and just searching for a reason to unload it on someone who would just have to stand there and take it.

That’s awful.

I’ve known several people named Nia—it’s a common name in Wales.

I concur. It wasn’t the coupon: the coupon was the McGuffin. What she did seemed like borderline assault.
Irritated as I am that gits like that exist, I was glad it ended on a positive note with the store manager backing up the employee and sending Dragon Lady packing.

“Not Applicable”. :laughing:

I immediately thought of Nia Peeples.

I remember one time when I was an assistant manager at a store, that a customer ranted at one our salesmen (on the phone) and abused him so terribly that he was near tears.

I called the guy back and said that if he wanted to do business with us that he needed to apologize to my salesman or he was no longer welcome at our store. He never took me up on that, just hung up on me.

My salesman was stunned that I did that, I basically told him that he was a good salesman and far more important than one asshole customer.

One of the side effects of being retired – not sure if it’s a downside or an upside or merely just a side – is that I’m not particularly conscious of what day it is and I’m especially unaware of long weekends until they loom right up in front of me. I was gobsmacked just now to find out that Monday is either Labor Day or Labour Day, depending on where you are and your particular affinity for correct spelling.

You might think that long weekends wouldn’t mean anything to me, but you would be wrong. They mean that there will be one day when most stores are closed. They also mean that liquor stores will be closed on Monday and annoyingly crowded the rest of the weekend. I’ll have to venture out and fight the crowds tomorrow, making me not a happy puppy. Fortunately by sheer coincidence at least I stocked up on groceries earlier today. If the cashier had had the decency to wish me a happy Labour Day weekend instead of cracking jokes, I would, duly informed of the pending calamity, have headed to the liquor store immediately!

Credit Unions are quite popular here in the Twin Cities. You only have to live in the county to belong to one. I haven’t had a bank in years and years. I’m not impressed with any bank these days. Especially Wells Fargo, which is actually a local bank “Norwest” that took over Wells Fargo and took the name, too. So good luck.

@StarvingButStrong, I can’t help but wonder if the ranty person was my boss. She rants about everything and everyone. So much bitterness. I’d rant about her but she is just not worth the effort. That’s actually what I came here to do, but geez, she really, really just needs a shrink and I need to work someplace else.

I’m a FORMER Wells Fargo customer and used to work for a call center contracted with Bank of America. I do my own banking at a local credit union and can heartily second the recommendation for CUs. SUCH an improvement!

Grumble: I’m eating some chicken, one of my cats would very much like some too, and he’s being quite the demanding pain in the tail about it.

Speaking of Wells Fucking Fargo, today, as usual, I received my monthly email from them telling me the monthly statement is available, and just click on this link to access it! (A work business account; I will not keep my own money there.)

Every bank/credit union I deal with tells me never to click on links in emails purporting to be from them. Hasn’t WF had enough bad press recently for scamming their own customers? I don’t know whether to be more concerned about spammers pretending to be WF, or WF being WF.

I used to use the credit union at my large employer in southern Minnesota, but it is no longer a credit union. I THINK it is now called a mutual bank, and is open to anyone to use. I’ve never heard a bad thing about them, and their rates are about the lowest in the area. They are based in Rochester but also have a few branches in Minneapolis and St. Paul.

What is their name?

I’ve seen a lot of grumbling about Wells Fargo, not just in this thread but quite often in other threads here and elsewhere. It surprises me and saddens me. I’m not in the US and have never used Wells Fargo, but as an IT professional and one-time enterprise architect and IT consultant, I remember the days when Wells Fargo was highly regarded in the IT community for their innovation, particularly with respect to their adoption of leading-edge distributed-object middleware for integrating legacy systems with modern client/server applications. This seems to have all gone to shit with their takeover by an equity investment firm, I think in 1998. Though for all I know, they may also have had other institutional problems before that.

But, for example, from an innovation standpoint:

CORBA [Common Object Request Broker Architecture] is often viewed as a risky new technology, but it has been used successfully in large commercial applications. One example is Wells Fargo Bank’s online electronic banking system. Wells Fargo started offering real-time access to account balances via the Web starting in May 1995 and has expanded those services since then to include transferring funds, seeing cleared checks, examining credit card charges and payments, downloading transaction files, requesting service transactions, and paying bills [Wells Fargo 97]. The system has 100,000 enrolled customers and was handling 200,000 business object invocations per day as of early 1997 [Townsend97].

Wells Fargo has accomplished this by leaving their legacy systems largely untouched while adding the CORBA middleware to create a three-tiered client server system.
https://apps.dtic.mil/sti/tr/pdf/ADA326945.pdf

Yep, they’re certainly not what they may have once been.

I can confirm the “before that”. When I worked for an insurance firm, we constantly had problems with Wells Fargo accounts delaying payments and forgetting to tell the customers of the banks that they took over (and some of the banks themselves) about their new routing numbers, which caused people no end of troubles with transferring funds.

So maybe they were always a pretty crappy company, but perhaps due to one or two innovative executives, they developed an innovative IT department. I’ve never been a customer and had almost nothing to do with them professionally, either, except for one interesting trip to San Francisco to talk with their IT guys about how they were using object-oriented middleware technology. I was quite impressed with how far ahead they were with this initiative, especially in the staid, ultra-conservative financial marketplace. Since then, though, I’ve also seen other big financial institutions spin off internet divisions with an independent culture of innovation completely at odds with the conservatism and incompetence of the rest of the place.

I opened a Wells Fargo visa card in 1989. Earlier this year, they closed my account, because I would not give them a US address (I don’t have one).

I left the US in 2010. I had never missed a payment or made a late payment, whether I lived in the US or abroad. Why it wasn’t a problem for 15 years of ex-pat-ness, and then suddenly became untenable in 2023, I cannot imagine.

Well, since your avatar suggests that you are a seagull, why don’t you seagull the kitty? You know, put some chicken in her mouth and then snag it back out?

My bold - WTF? I have a checking account that I opened with a small local bank around 1987 that was bought by a bigger local bank, which was bought by Boatman’s Bank which then bought Bank of America and adopted that name for the corporation.

I was still using checks from the original bank when they became BoA, and in all that excitement I still have my original account and routing number (although I also see another number if I poke into the depths of my online account information).