I’m sorry I didn’t bring this up during my annual review but I had no idea I would find myself in this position. I know this isn’t fair to you but I have come into some severe financial difficulties and will require a significant increase in my salary and commission rate. I do this out of pure necessity and I really have the best intention of more than increasing my productivity to match my new salary.
You see, I just found out that I have received and invoice for $700,000,000,000.00. I had no idea I owed this money and you can just imagine my shock when I received the bill in the mail! At first, I thought this was one of those Nigerian 419 scams but it sounded legit so I decided to check it out. I assure you, this is not a joke. I have checked with the proper authorities and although they privately tell me it is a scam, it is a legal one. Their hands are tied. They can do nothing for me. The debt is real and I am on the hook.
This will completely drain my retirement savings and I will have to liquidate the funds I had been accumulating to purchase a home. I am in quite a bind as you can see. This debt is not forgivable and although I have toyed with the idea of declaring bankruptcy, I have been assured that no portion of the debt can be forgiven. Regardless, I think it would be unfair to try to avoid paying a debt that I willfully incurred. As soon as I find out what I did that cost so much, I will vow never to do it again.
However, why wallow in self-pity? I am sure that although I live well within my means, strive to improve my stand in life through advanced education, gainful employment and diligent savings, I am merely human. I must have slipped somewhere and created a royal mess in the past that has only now caught up with me. I’m thinking it must have been some idiotic financial agreement I got into either in my fetal stage of development or immediately after birth. Logic would tell me that someone took advantage of my good natured naiveté as I emerged from the birth canal. What with the bright lights, masked giant bandits hovering around me, being slapped around, me crying in pain, I must have signed some paper or other that was presented to me by a nefarious minded individual. Yes, I am completely blindsided by what I did that could result in such a large amount but that just goes to show you the incredible power of compound interest.
The only thing I have left to do is make things right. I fully intend to work off my debt and will put in whatever hours or learn any new skills that are necessary to do so. I would much rather continue to improve my skill set in my current job and not have to take on two or three other part-time jobs. I think my productivity would plummet if I had to work at several places instead of just this one.
I hope you understand my situation and can assist in my request. As always, you can feel free to call me in for a meeting to discuss the specifics of the increase.
Regards,
Ivan