I’d be interested in hearing from long-time or recently retired Dopers who had to or chose to trim expenses.
I have put together a budget and hypothetically, I do have enough income to live on. I figure I won’t be eating lunch out almost daily, I don’t need any more clothes since all I’m doing now is going to Tai Chi and yoga classes. Gas for the car should drop by itself. I have gone through and cut those small things you sign up for that are “only” $5 - $10 per month for various services. Found $60/month right off the bat and banished those.
I live alone, no kids. But the expenses associated with my three cats and two dogs are ASTONISHINGLY high. I don’t see those going down until…well, the inevitable happens (one dog is 11 and one cat is about 13).
Any prudent tips you came up with for living within your (presumably) somewhat reduced means?
Side note on retirement (please feel free to comment on this aspect, too): I had no idea how much that job was stressing me out until I stopped and didn’t have to think about ever going there again. I liked the actual work/tasks that were mine to do, and I did them well-- excellently, to toot my own horn-- turning out a superior product and never once missing a deadline.
But. Maybe it’s just me, but the nitpickiness of everyday office politics, miscommunication, hurt feelings, meetings, cranky people, ridiculous complaints, scant leadership, people who use their computers without having the slightest clue what they are doing, and on and on, year after year…it was like torture by a zillion paper cuts. Over the past month or so since I’ve wrapped up my work and severed ties, I can just feel myself unwinding. Like a knot that was pulled tight (for 12 years) and now it’s spontaneously softening and loosening in the warm sunshine. I’m so happy.