UK Collection Agency and US credit report

Factual Questions
1

I’ve been fighting an incident with Avis UK over an incident with a vehicle over a year ago. We’ve go back and forth over how they claim I damaged the car and how I feel that the damage happened after I turned the car in. Since I did not take the insurance option they have attempted to bill me and I have refused. Now I am getting letters from a UK collection agency.

My question is simple, can a UK collection agency have any affect on my credit rating here in the US? I beleive that there must be some laws preventing Avis UK from handing this proplem over to Avis USA or they would have done so, are there?

I don’t intend on going back to the UK anytime soon as I spent quite a bit of time over there the last two years and saw all that I wanted to see. But if I did could they even do anything? Of course, I wouldn’t be stupid enough to rent a car from Avis . . . :smiley:

2

Bump. Anybody?

3

The credit agencies are pretty much inetrnaitonal as far as I know. A negative report logged with Experian or Equifax (or any other) in the UK will reflect in the US and vice versa.

Then again, the UK has some stringent laws about exporting data, and violating data protection laws can and has cost companies millions. So - in short - I’m really not sure!

4

It’s a civil matter rather than a criminal one. International treaties tend to focus on the latter. I don’t know for sure, and this response is really more of bump than anything else.