You’re sort of missing the point. Lexington wouldn’t have aborted its mission and been heading home from a target base still 400 miles away just because it had been spotted by seaplanes if they weren’t afraid of what the IJN could potentially do from that kind of range. And it absolutely was an acceptable risk/reward for the Japanese. If just one of those torpedoes had hit the Lexington, her and the US Pacific fleet were going to be having a very bad day. That would have been fully 50% of the US carrier fleet in the Pacific out of action - Saratoga was already as mentioned out of action from a submarine torpedo and wouldn’t be available until after Midway, and Hornet, having only been commissioned a month before Pearl Harbor, didn’t depart for the Pacific until March. Which would have left only Enterprise and Yorktown available.
The same way that sinking the Chicago was well worth the cost of 12 medium bombers, particularly at a time when the USN was desperately short on heavy cruisers after the losses incurred from the naval engagements around Guadalcanal, losing 16 medium bombers for a shot at reducing the number of available carriers in the Pacific to two was well worth the risk.
And again, this threat was not something that the USN took lightly just because they had gotten lucky with the Lexington. It was a factor that they had to take into consideration during every naval operation around Guadalcanal, particularly when it came to risking the carriers. The two available fleet carriers weren’t hanging back 250 and 400 miles respectively behind the Chicago’s task force when Chicago was first hit in January 1943, nearly a full year after the attack on Lexington just for the hell of it. They were doing it to stay out of reach of the G4Ms in Rabaul, and to reduce the risk of running into Japanese submarines. Which, incidentally, as well as sinking the Wasp, had caught Saratoga on August 31, 1942, putting her out of action again.