What am I looking for in long-term care insurance? (For my mom.)

Long story short, my mom is looking down the road and has decided - wisely, I think - that she wants to get a long-term care insurance policy. She also wants me to look over some materials for her.

However, something about getting information from the companies who are selling the policies doesn’t sound like the best idea in the world, so, as usual, I turn here for further enlightenment. (I googled also, but there’s a lot of sites out there, and although a lot of them look like they’re in English, they’re not.)

So, in a “for dummies” kind of way, what variables make for a good policy, and what things should I avoid like the plague?

(Sorry if I’m being vague, but I really am at square one here.)

You should be able to find the information you’re looking for at these sites:

http://www.longtermcareinsurance.org/index.html

http://www.insure.com/ltc/basics.html