Goodness, now your viewpoint makes a little more sense. If I was single, I’d carry just enough insurance for my burial, so I don’t inconvenience anyone else. And I might not even carry that if I had enough savings to take care of the costs.
But it’s an entirely different ballgame when you’re married with children and the family’s primary breadwinner. Life insurance is primarily about income replacement.
Good reasons, and I do understand the accessibility issue (I was involved in ADA retrofitting in the last place I worked). I work in a field where “getting a new building” is considered a valuable bit of resume-padding, and it’s often justified in vague, nonspecific terms like “the building is outdated.” In fact, I’ve even heard people in my field say, “The day after you move into a new building, start planning for the next one.” All of this has made me cynical about the whole building-replacement process, particularly when the reasons aren’t articulated clearly.
My life insurance has nothing to do in any real sense about my funeral. It’s so my kids can go to college and my family can keep our house minus my income. Once my family is grown and past all that I will reduce the amount of life insurance I carry, but I will carry enough to not burden my family with paying funeral expenses. It’s my final gift to my family so, even using your argument that the funeral is for them, they don’t have to modify what they need based on what they can afford.
Anyway, life insurance is really cheap for what you get.
You think that’s an unpopular opinion? I used to work for a business that didn’t have restrooms for customers. At least once a day I’d have the following conversation:
Customer: Where are the restrooms?
Me: We don’t have any.
Customer: That’s illegal! I’m reporting you to the city! [Or the state or the police or whatever civil authority popped into the customer’s head.]
Evidently, the opinion that taking money for goods and services doesn’t obligate one to provide a place to pee was very, very unpopular.
I am reminded of those TV commercials for life insurance that say, “The average funeral costs $6000” (or a figure close to that). I have no idea how they’re coming up with that number … maybe if you just go with cremation and pick up the ashes in a coffee can like in The Big Lebowski. What people think of as a “real” funeral–a casket, flowers, a gravesite with a headstone, a service with a clergyman saying comforting words, a post-service luncheon, etc.–can easily run $20-30 grand.
Not having enough life insurance to cover a funeral is hugely inconsiderate. If you don’t want an elaborate, expensive funeral, make pre-arrangements and pay for it in advance, but have some life insurance anyway because there will still be some expenses you can’t anticipate. $30K in life insurance is pretty cheap anyway.
It was a video/pinball arcade (this was back during the heyday of Pac-Man and Space Invaders). We didn’t sell food; there wasn’t even a soft-drink machine.
Hate is a strong word and a waste of energy, but I do have a significant disdain for Wayne Dyer, Dr. Oz, motivational speakers people who try to impose their views on me.
I smoke cigars and get annoyed when someone goes out of their way to sit down-wind of me when there are plenty of places to sit where they won’t even get a whiff of my smoke and then cause a stink.
O.K. there is one thing I hate – when someone calls my MINI Cooper “cute”.
You mispelled Blue.
Seriously, I was surprised to find your statement in this thread since it doesn’t seem there are many people who care about Kieslowski one way or the other. But your opinion indeed won’t get much support amongst those who care.
The vast majority of the time, one’s chromosomes should be a legitimate and uncontroversial determiner of someone’s gender and the pronouns used to describe them. If I took a cheek swab and cloned you and your little baby clone has a penis, you’re a male. If it has a vagina, you’re a female. If it has a penis and I call you “he”, “him”, “that guy”, etc then there shouldn’t be an uproar about it. Those are words we use to refer to males. What anyone else wants to call you or what you want to call yourself is up to you but, biologically, you’re a male and anyone treating you as such isn’t in the wrong for it.
Whatever scant side cases there are involving chromosomal abnormalities where gender can not be determined can be decided on separately.