“Yes, death panels do exist. They exist inside the big health insurance corporations that every day make decisions on whether or not people enrolled in their health benefit plans will get the care their doctors believe might save their lives. I know this firsthand from nearly two decades inside the insurance industry.” …
“Last year, when Democrats were in charge of Congress, the House Energy and Commerce Committee conducted an investigation into denials of coverage in the private insurance market, although the investigation was limited to denials for pre-existing conditions. The committee found that over a three-year period, the four big insurance companies it investigated had denied coverage to more than 600,000 people who had been treated in the past for a broad range of medical conditions and that the number of coverage denials had increased significantly each year. The lawmakers found that one of the companies maintains a list of 425 medical diagnoses that it uses to refuse health insurance coverage permanently to many applicants.”
Source: http://www.prwatch.org/news/2011/03/10396/death-panels-fact-and-fiction:
The problem in my view is that insurance, with their profit motives, should not be the ones making life-and-death decisions. However, somebody has to make the tough call and prevent needless medical procedures which waste time, effort and money that can be spent on patients who have a reasonable chance of benefiting from treatment.
Suppose after an accident, somebody’s child is brain dead. The parents don’t want to “pull the plug” (for whatever reason, perhaps religious.) There is no hope of recovery–none–the question then becomes: “Is it justified for a hospital to keep the child alive at tax payer expense?”
The vast majority of super-expensive medical costs comes at the end of life. If a procedure will have little effect on the quality or longevity of life, where does a rational, sensitive person draw the line?
People will die while tests are being done, or while doctors consult, or maybe errors are made. This is regrettable but regardless of the system and safeguards in place, this will continue because human beings are…human.
Most people are so afraid of dying, and we’ll sue for any reason at all, but we need to deal with this issue on a macro level, away from the emotions.
Talking with medical personnel about the options available at the end of life seems only logical, at various stages of life. This seems fully justified and wise to me.
Related:
The Death Panels Sarah Palin Doesn’t Want You To Know About